By Sanchari Das, Andrew Kim, Ben Jelen, Joshua Streiff, L. Jean Camp, Lesa
Huber Two-factor authentication (2FA) provides protection for on-line accounts through efficient and highly robust access control. Adoption and usability, however, remain challenging for such security tools and technologies. Most current research on 2FA focuses on convenience samples of experts in the technology sector while neglecting non-experts. As older adults increasingly use everyday digital technologies, providing convenient means for them to protect their online data has become extremely crucial. To aid with this, we investigated the user experience of 2FA security tokens with ten older adults (> 60 years) using surveys, semi-structured interviews, and a think-aloud protocol. Their limited adoption of the 2FA security token stems from its non-inclusive design, unclear instructions , lack of tangible benefits, and device dependencies. Hence, we propose design modifications and effective risk communication techniques to encourage 2FA adoption among organizations that are most invested in protecting older adults-such as retirement management funds, banking institutions, and health care organizations.
By Joan Costa-i-Font, Sergi Jiménez-Martín, Cristina Vilaplana Prieto & Analía Viola
Spain together with Scotland are two countries that exhibit the largest expansions in... read more
By Renaud Bourlès & Santiago Lopez-Cantor
Public pension schemes serve as mechanisms for inter-temporal income smoothing and within-cohort redistribution. This... read more
By Gustavo Demarco, Gonzalo Reyes, Diego Wachs & Aaron Buchsbaum
In today's rapidly evolving world, robust pension systems and social insurance programs... read more
By Carmen Sainz Villalba
This paper studies the information provision and belief updating on the preference for regulation on pensions for... read more