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SpanishThese are the 15 best dividend stocks for investing in retirement planning
There are many types of investors in America. Whether you are in your 20s or retired, it is important to know what strategy is the best fit for your portfolio.
Investing strategies start to change for investors when they get up into their 50s and 60s, as the retirement age starts to become a future reality rather than a distant blur. And after investors reach their formal retirement age and then grow into their 70s, investing strategies should change even more.
Most retirees and people nearing retirement need to focus on income and safety over the next hot growth sector that may be quite risky. Some retirees would even prefer to just sit in bonds and rely on those interest payments to help support their retirement income.
The low interest rate environment of the past decade, even after considering the Federal Reserve’s interest rate hikes of 2017 and 2018, has created a scenario in which retirees living on investment income simply cannot only live off bonds if they have normal retirement funds. Even in 2019 and even after the Fed’s normalization of interest rates, retirees and those who are nearing retirement simply have no choice but to have at least some investments in stocks.
Read more @USA Today
