April 2021

US. New PEPs targeting firms without retirement plans

As providers of pooled employer plans scramble to attract sponsors of small- and midsize 401(k)s into their new pooled plans, at least two are taking a different tack. Rather than pursuing employers already offering workers a retirement plan, they're chasing those not offering one at all. Payroll provider Paychex Inc. has already signed up 1,000 such employers into its PEP — a milestone it hit in February, a month after its launch on Jan. 1, said Michael Majors, senior director...

September 2020

California Mandates Cannabis Companies to Provide Retirement Plans by September 30th

Yikes! Who knew?! Soon, ALMOST ALL California cannabis companies will have to offer a retirement plan of sorts (for ease of reference, the author refers to a 401(k) plan, but there are other types of plans). Cal. Code Regs. Tit. 10 § 10001. In fact, the deadline for cannabis companies with more than 100 employees is September 30, 2020. For cannabis employers with more than 50 employees, the deadline is June 30, 2021; for cannabis employers with five or...

August 2018

3 Challenges for Getting ESG Funds Into Retirement Plans

The recent decision made by the new CalSavers Retirement Savings Program not to offer an environmental, social, and governance option, despite its preference for doing so, highlights the challenges for getting ESG funds into retirement plans. The CalSavers Retirement Savings Program is a new state-run defined-contribution plan for employees in California who work for companies that don't offer their own retirement-savings plans. CalSavers issued a request for proposal, or RFP, in May 2018 for a simple lineup of passively managed...