Investment Archives - Pension Policy International

21MarMarch 21, 2025

UK. Two-thirds of employers embrace responsible pensions; less than half have it as their default

More than two-thirds (69 per cent) of employers in the UK now offer a responsibly invested company pension, but less than half (44 per cent) have it as their default option, research from Scottish Widows has revealed. The firm said this put the onus on employees to take action if they want to switch. However, its Responsibly Invested Pensions report showed that nearly two-thirds (61 per cent) of employees had “no idea” how to change their default, highlighting a growing need for employers...

March 21, 2025

News, SliderESG, Investment, Sustainability, UK

20MarMarch 20, 2025

South Korea approves reforms to shore up $830 bln state pension fund

South Korea's parliament on Thursday passed a bill to reform the country's $830 billion pension fund and delay the depletion of the state fund that has been on track to run out by the mid-2050s due to a rapidly ageing population. The bill's passage marks the first time parliament has agreed to a major shake-up in the state pension fund in 18 years and could delay depletion by 15 years. Under the legislative amendment, contributions and payouts will rise, the former...

March 20, 2025

News, Slider2025, Investment, Pension Reform, South Korea

19MarMarch 19, 2025

European Pension Funds Shift from US To European Markets

European pension companies are shifting from US to European stocks, with investors withdrawing $2.8 billion from US stock funds and redirecting $5 billion into European equities last week. Danish pension fund PensionDanmark was among these investors, shifting DKK 14 billion ($2 billion) from the US to the European market, which is equivalent to 10% of its total portfolio. Meanwhile, Finnish firm Veritas has also reduced its exposure to US-listed equities, dropping from 46.2% at the end of 2024 to 24.1% currently. Instead, it...

March 19, 2025

News, SliderEurope, Investment

19MarMarch 19, 2025

How to grow employee pension savings while shaping a more sustainable future

Climate change, social inequality and the transition to a low-carbon economy are among the most pressing challenges of our time. These issues are not abstract concerns for future generations — they are reshaping the world we live in today. And for employees, one of the levers they have to make a positive impact, while also building a more secure financial future, is their pension. Recent Scottish Widows’ research reveals that 72 per cent of employees now expect their employers to offer a...

March 19, 2025

News, SliderInvestment, Sustainability

18MarMarch 18, 2025

PLSA IC 25: UK pension funds urged to take more risk

UK pension funds are not taking "anywhere near enough risk", particularly given efforts to reach net zero, National Wealth Fund head of banking and investment, Ian Brown, has said, emphasising the need for more investment in key UK assets. Speaking at the Pensions and Lifetime Savings Association (PLSA) Investment Conference 2025, Brown urged pension scheme trustees to "please take some more risk". "Please take some more risk - do it in a considered way by all means," he stated. "Do it...

March 18, 2025

News, SliderInvestment, Risk, UK

18MarMarch 18, 2025

Amid robust U.S. investment, Australia’s largest retirement fund plots an ambitious agenda

AustralianSuper first began operating in 2006 when the Superannuation Trust of Australia and the Australian Retirement Fund merged, seeing the benefits of size. That year, CIO and Deputy Chief Executive Mark Delaney was responsible for managing approximately A$21.3 billion. Almost 20 years later, he’s running Australia’s largest superannuation fund, with over A$380 billion ($239 billion) in assets and serving over 3.5 million Australians across a broad swath of professions. And that is only set to grow in coming years with...

March 18, 2025

News, SliderAustralia, Investment, US

18MarMarch 18, 2025

US. Worried how the stock market could impact your retirement? Here are 3 questions from experts.

Watching your 401(k) plan savings recede as stocks slide can be gut-wrenching, sparking anxiety about whether you'll ever be able to retire — a particularly loaded issue for Gen Xers, given the oldest members of the generation are hitting 60 this year. But financial experts say it's important not to panic in the face of plunging markets or rising recession risks because that can lead to rash decisions that cost you money. Instead, it's important to focus on some key investment questions before taking...

March 18, 2025

News, SliderInvestment, US

14MarMarch 14, 2025

2024 financial services monitor know better do better

By Old Mutual The key objective of the Old Mutual Financial Services Monitor is to provide a deep understanding of the working Ghanaian market, uncovering financial attitudes, perceptions, and behaviour in the informal and formal sectors. What makes Old Mutual’s Financial Services Monitor unique, is that its core objective is to support Old Mutual’s drive to champion the financial well-being of Ghanaians. This is aligned to Old Mutual’s overall purpose of becoming our customers’ first choice to sustain, grow and protect...

March 14, 2025

Books, Books, Investment, Pension Management, Reports, SavingsGhana, Investment, Pension Management, savings

14MarMarch 14, 2025

Pension Reform and Stock Market Development

By Shujaat Khan, Bo Li & Yunhui Zhao We highlight the strong connection between developing fully-funded, individually-owned, collectively-managed, mandatory/incentivized (FICMI) pension schemes and the development of domestic stock markets. We do so by building a stylized model and complementing the analysis with cross-country empirical analysis and case studies. We also highlight the challenges of individual impatience, network externalities, and coordination failure in long-term equity investments, which are crucial for stock market development and technological innovation. We find that FICMI pension...

March 14, 2025

Articles, System Sustainability2025, Investment, Pension Reform

14MarMarch 14, 2025

ETFs set to be high on the menu for Hong Kong pension funds

Asset managers in Hong Kong could have a greater incentive to launch lower-cost passive solutions following the rollout of the digital platform for the local pensions sector, industry experts tell Ignites Asia. The eMPF, a digital version of the territory’s Mandatory Provident Fund retirement scheme launched in June 2024 after years of development, with all of Hong Kong’s 24 retirement saving schemes scheduled to join the platform by the end of 2025. The new platform looks to address long-standing criticisms of...

March 14, 2025

News, SliderHong Kong, Investment

March 2025