Innovation Archives - Pension Policy International

05MarMarch 5, 2025

The European country tearing up its pensions – and why Britain should take note

Apathy rules supreme in workplace pensions. Almost 30 million people work in the UK’s private sector and for many, a pension contribution is just another line on the monthly payslip. It’s precisely this mindset that government ministers were counting on when they introduced auto-enrolment in 2012, forcing employers into offering workplace pensions but leaving employees with the final decision. The hunch proved to be well-founded. Although workers can opt out at any time, very few have. Within a decade, the proportion with a workplace...

March 5, 2025

News, SliderAI, Innovation, Investment

04MarMarch 4, 2025

The Coming Revolution in Pension Investment Technology

Artificial general intelligence (AGI) is a hot topic on Wall Street. It’s the new gold rush. Many of us are already using large language models to pull up and assemble information, and sometimes even draft written reports. “Sandboxes” are popping up all over to ingest data in various forms and swiftly produce inferential analytics that would take days for humans. The stock market has gone gaga for companies with credible AGI or quantum computing potential. Some industry leaders are envisioning “superintelligent” systems that theoretically could outthink most...

March 4, 2025

News, SliderAI, Innovation, Investment

27OctOctober 27, 2023

From PEPP to Corona: European Aspects of the Dutch Pension System

By Hans van Meerten In this contribution, I will address some salient points in the Dutch and European pension landscape. For instance, the state of affairs anno 2023 regarding the WTP and the 'EU Pension Union' (EPU) will be addressed. What developments are there and do they actually bring the signalled EPU (in 2015) closer or further away? In doing so, I would like to address two topics specifically: the internal market for pensions and developments regarding the Corona pandemic,...

October 27, 2023

Articles, Pension design2023, EU, Innovation

20OctOctober 20, 2023

Artificial Intelligence Policy: A Primer and Roadmap

By Ryan Calo Talk of artificial intelligence is everywhere. People marvel at the capacity of machines to translate any language and master any game. Others condemn the use of secret algorithms to sentence criminal defendants or recoil at the prospect of machines gunning for blue, pink, and white-collar jobs. Some worry aloud that artificial intelligence will be humankind’s “final invention.” This essay, prepared in connection with UC Davis Law Review's 50th anniversary symposium, explains why AI is suddenly on everyone's mind and...

October 20, 2023

Articles, System Sustainability2023, AI, Innovation, Investment, Pension design, Public Policy, Technology

04MayMay 4, 2023

Pensions and the metaverse

The metaverse offers pensions schemes exciting new opportunities. It could provide new ways for members to engage with their pension schemes, the way their funds are invested, and their retirement options. Better engagement should lead to better decision making and outcomes for pension scheme members, but low levels of engagement and understanding, particularly younger members, is a persistent issue for the pensions industry. Recent UK Government research found that attitudes to pensions were ‘characterised by detachment, fear and complacency’. Reducing feelings of...

May 4, 2023

NewsEngagement, Innovation

29NovNovember 29, 2022

US. Blackboxes Within Blackboxes: Cryptocurrency In Your State Pension

The recent collapse of the global cryptocurrency markets has exposed many previously hidden dangers related to these blackbox investments. Growing secrecy at our nation’s public pensions has turned these retirement plans into blackboxes themselves. Public pension officials have agreed to be kept in the dark about how much they’re poised to lose in cryptocurrency investments and aren’t eager to acknowledge the losses resulting from their gambling in crypto. No one knows for certain just how much blackbox cryptocurrency blackbox...

November 29, 2022

NewsInnovation, Investment, US

25NovNovember 25, 2022

PEPP: Catalyst for Pension Innovation?

By Hans van Meerten & T.J.B. Hulshoff In the past two decades, several traditional markets have been 'disrupted' by parties with new business concepts, new technology and, above all, a big focus on consumer experience. Music, video, books, taxi, hotels, banks, meal delivery; examples abound. Is the personal pension savings market up for grabs? If it is up to the EU, yes. Through new PEPP legislation. But will this actually happen? Are providers and consumers ready for this? And what...

November 25, 2022

Articles, Pension design2022, Europe, Innovation, Labor Market

15NovNovember 15, 2022

The Nobel laureate, Paul Krugman and other experts will celebrate 25th anniversary of the Mexican pension system at Encuentro Amafore 2022

Encuentro Amafore 2022 will take place at the Citibanamex Center on the 16 and 17 of November, with keynote speeches by the 2008 Nobel Prize in Economics, Paul Krugman; 2004 Pulitzer Prize-winning historian and geopolitical expert Anne Applebaum; the political scientist, writer and professor at Stanford University, Francis Fukuyama; and the Director of Strategic Alliances and Contents of América Móvil, Arturo Elías Ayub. It will also feature keynote addresses by the director of strategic functions at BlackRock, Peter Fisher; Franklin...

November 15, 2022

News2022, ESG, Financial Inclusion, Innovation, Mexico, Pension Management, Regulation

08JulJuly 8, 2022

UK. 90% of savers would use digital pensions dashboard

Nine in 10 savers would use a digital pensions dashboard if it gave them a consolidated view of their pensions, savings and investments, according to research from The Investing and Saving Alliance and EY. The report, based in part on interviews with more than 20 senior executives from across the financial services industry, found that 90 per cent would use a dashboard if it consolidated that financial information, while 94 per cent of those currently using a dashboard would use...

July 8, 2022

News2022, Innovation, supervision, UK

07JulJuly 7, 2022

YuLife picks up $120M at an $800M valuation for gamified, wellness-focused life insurance

YuLife originally made a name for itself in its home market of the U.K. for its new approach to the provisioning of life insurance: yes, sell a policy that provides financial security to your people in the event of your death; but do so with a focus on improving the policyholder’s current life with wellness opportunities, and encourage use of that with gamification — a model that not only is aimed at benefitting the policyholders more, but increases engagement...

July 7, 2022

NewsBehavioral Science, Innovation, Pension design, Technology

March 2025

The European country tearing up its pensions – and why Britain should take note

The Coming Revolution in Pension Investment Technology

October 2023

From PEPP to Corona: European Aspects of the Dutch Pension System

Artificial Intelligence Policy: A Primer and Roadmap

May 2023

Pensions and the metaverse

November 2022

US. Blackboxes Within Blackboxes: Cryptocurrency In Your State Pension

PEPP: Catalyst for Pension Innovation?

The Nobel laureate, Paul Krugman and other experts will celebrate 25th anniversary of the Mexican pension system at Encuentro Amafore 2022

July 2022

UK. 90% of savers would use digital pensions dashboard

YuLife picks up $120M at an $800M valuation for gamified, wellness-focused life insurance