May 2021
18May

Sistema De Pensiones en Perspectiva Global

Por Fundación MAPFRE Factores que ejercen presión sobre los sistemas de pensiones Existen múltiples factores que ejercen una gran influencia en los sistemas de pensiones de jubilación, algunos de ellos de naturaleza endógena (derivados de la propia arquitectura de los sistemas) y otros de naturaleza exógena (como son los factores demográficos, económicos y financieros), que son los que se encuentran vinculados al nivel de presión al que están sometidos los sistemas de pensiones para su reforma, por afectar a los...

May 18, 2021
Envejecimiento, Libros, Mercado Laboral, Sostenibilidad del Sistema, , , , ,
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14May

Can green fintechs solve the polluting pension problem?

Fintechs have seen green, launching apps that help us track the carbon emissions of our shopping habits, play the stock market in a planet-friendly way and even fight plastic pollution with our debit cards. These offerings are nudging consumers towards better behaviours, but there is one far bigger and far less sexy financial problem this crop of startups now wants to tackle. Pensions. A new survey from YouGov and Money Matter found that 44% of people would switch over to a...

May 14, 2021
Articles, News, Slider, Slider, System Sustainability, , ,
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13May

Fintech and the Retirement Savings System

By Society of Actuaries This report provides a sampling of new financial technologies (fintech) and their applications related to retirement savings systems affecting participants, plan sponsors and service providers. This Executive Summary provides a brief overview of the contents of the report. We first discuss issues directly relevant to pension participants and the decisions they need to make. We then discuss issues relevant to plan sponsors and service providers. Each section also includes references about the fintech area discussed which can be found...

May 13, 2021
Books,
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April 2021
27Apr

Impacto de la Pandemia en la Industria Financiera

Te invitamos a conocer la opinión de 130 banqueros provenientes de 83 instituciones en 18 países de América Latina y el Caribe acerca de cómo han respondido ante la pandemia, qué iniciativas han tomado y qué tienen planeado para la era post-COVID. En este Primer Estudio sobre el Impacto de la Pandemia en la Industria Financiera elaborado por Infocorp descubrirás qué tan satisfechos están los bancos con sus canales digitales, qué cantidad y variedad de servicios son capaces de brindar...

April 27, 2021
Libros, Sostenibilidad del Sistema, , ,
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21Apr

UK. Retirement app Pensionbee valued at £365m in London listing

Online pension management app Pensionbee (PBEE.L) has joined the London Stock Exchange in an IPO that values the business at £365m ($507m). The retirement savings app priced its shares at 165p each on Wednesday, the company said in a filing. Conditional trading began on Wednesday, with shares trading slightly below the offer price by mid-morning. Read also Vanguard launches price war in UK pensions market Pensionbee raised around £55m via the sale of 33m new shares and the sale of over 2...

April 21, 2021
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20Apr

Fintech. Ahorro E Inversión En La Era Financiera Digital

Por Eloi Noya Las llamadas fintechs, empresas que combinan tecnología y finanzas, están revolucionando el sector financiero con potentes herramientas y aplicaciones móviles para ayudar a pequeños ahorradores e inversores a gestionar sus finanzas de una forma más inteligente y eficaz. ¿Cómo podemos controlar en qué nos gastamos el dinero? ¿Es posible ahorrar algo cada mes? ¿De qué manera debemos invertir con sentido para lograr libertad financiera? A la mayoría de las personas nos cuesta ahorrar y, aunque nos gustaría...

April 20, 2021
Ahorro, Innovación, Libros, , ,
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20Apr

A Fintech Revolution: How The Pandemic Accelerated The Adoption Of Digital Solutions

I don't know about you, but I haven't used the cash in my wallet since the onset of the lockdowns in March 2020. And I don't miss it at all. I've found that the digital financial life is fast, safe and provides easy ways to track. Digital, mobile and social channels are an indispensable part of everyday life. This was true before the pandemic but is even more definitive now. Economic lockdowns, social distancing and remote work have all contributed...

April 20, 2021
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19Apr

Fintech but make it eco-friendly.

Green finance has long been becoming more and more popular as the race to save our planet is increasingly important. For years now we’ve heard about how we all need to do our bit to slow the rapid pace of global warming and it seems like the message has taken a hold of the fintech world. There’s a growing trend among firms in the sector to operate in a more eco-conscious manner, from planting trees to offering fossil-fuel-free investment options, the...

April 19, 2021
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14Apr

Competing on customization: Fintech’s future in retirement planning

For decades, Americans thought about retirement planning in terms of a three-legged stool: Social Security, an employment-based pension and personal savings. However, all three legs of this stool are folding under the pressure of change. Social Security is forecast to run out of funds by 2035, company pensions (as well as full-time employment itself) are in decline, and millions are facing a squeeze on savings. People planning for their retirement are looking for fresh advice to help guarantee long-term financial...

April 14, 2021
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March 2021
31Mar

New Zealand. How KiwiSaver could be used to supercharge innovation

KiwiSaver has grown tremendously since it launched in 2007, but it is pretty vanilla. Most investments are lazily thrown into listed stocks and bonds – the scheme is designed that way. We could be using some of this money to invest in such alternatives as startups, scaling successful businesses to go international, and infrastructure that we need, as is done routinely internationally. KiwiSaver is big enough and old enough to ask how we can unleash the power of capital towards the...

March 31, 2021
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