July 2021
29Jul

Designing the Best Solution for Retirement

By Robert C. Merton In March 2020, Robert Powell, Retirement Management Journal editor-in-chief; Zvi Bodie, PhD, president of Bodie Associates and the Norman and Adele Barron Professor Emeritus of Management at Boston University; and Stacy Schaus, founder and chief executive officer of Schaus Group LLC, spoke with Merton about retirement solutions for the twenty-first century working and middle classes, fintech, and solving for the right problems. Source: SSRN 294 views

July 29, 2021
Articles, Pension design, ,
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26Jul

Will the online pensions revolution take off?

Senior citizens and coins in glass jars are some of the common themes you find when you look up ‘pensions’ on an image search engine. But in recent years the industry has been catching the attention of fintechs. In June, Plum announced it was expanding into retirement savings with the launch of a self-invested personal pension, two months after PensionBee floated on the London Stock Exchange. Both providers, and others such as Moneybox and Penfold, to name a few, enable savers...

July 26, 2021
News, Slider, , ,
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23Jul

The Fintech Gender Gap

By Sharon Chen, Sebastian Doerr, Jon Frost, Leonardo Gambacorta & Hyun Song Shin Fintech promises to spur financial inclusion and close the gender gap in access to financial services. Using novel survey data for 28 countries, this paper finds a large 'fintech gender gap': while 29% of men use fintech products and services, only 21% of women do. The gap is present in almost every country in our sample. Country characteristics and several individual-level controls explain about a third of...

July 23, 2021
Articles, Innovation, Labor Market, Savings, , ,
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14Jul

Tecnologías Financieras: oportunidades y desafíos de las Fintech para la regulación, la educación y la inclusión financiera

Por Ignacio Esteban Carballo Las nuevas tecnologías financieras (Fintech) dan lugar a grandes oportunidades para la economía y la inclusión financiera, pero también conllevan algunos aspectos desafiantes e inciertos para estas áreas de cara al futuro. Este artículo presenta las oportunidades de las tecnologías financieras y discute sus desafíos teóricos en tres dimensiones: la regulación financiera, la educación financiera y la forma de medición de la inclusión financiera. Plantea preguntas abiertas en el ámbito de la regulación, destaca que la...

July 14, 2021
Artículos, Desarrollo del Sistema, Innovación, ,
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09Jul

Nigeria. Fintech firm, Tangerine, launches pension, insurance products

A leading financial services and technology platform, Tangerine, officially launched its financial service product offerings at a press conference held on Wednesday July 7. Speaking at the press conference was Livingstone Magorimbo, Head Life Insurance, Tangerine Nigeria, Dapo Akisanya, Head Pensions, Tangerine Nigeria & Ibitunde Balogun, Head Commercial, Tangerine Nigeria who introduced the press to Tangerine and shared the businesses agenda and future growth plans. In September 2019, Tangerine was established following the acquisition of 100% equity stake in Metropolitan Life...

July 9, 2021
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June 2021
25Jun

German fintech rivals Deposit Solutions and Raisin merge to form Raisin DS – a European champion with global ambitions

The two German FinTech giants Deposit Solutions and Raisin have just announced the completion of their merger. After over a year of preparation, the two companies are forming Raisin DS, a pioneer in the savings and investment market, servicing banks and consumers on both sides of the Atlantic. Founded in 2011, Deposit Solutions is the leading B2B Open Banking platform in the savings deposit space. The Hamburg-based company operates deposit marketplaces for over 150 partners, including large institutions such as...

June 25, 2021
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22Jun

Fintech App Marketing Insights LATAM: Edición 2021

Por AppsFlyer El mercado latinoamericano ha desarrollado un número creciente de soluciones de aplicaciones financieras o Fintech en los últimos años, satisfaciendo las demandas de una base cada vez mayor de usuarios que buscan nuevas formas de gestionar su dinero. Del primer trimestre de 2019 al primer trimestre de 2021, se produjo un salto del 132% en las descargas de apps de finanzas a nivel mundial, una tendencia de crecimiento que también está presente en la tasa media de instalación por...

June 22, 2021
Libros, Reportes, Sostenibilidad del Sistema, ,
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10Jun

Fintech Plum expands into retirement savings

Fintech company Plum is launching its first-ever pension product with the subscription-free Plum Sipp. It is designed to get a new generation engaged with their lifetime finances. The Sipp can be found alongside customers’ day-to-day spending, saving and other investments in the Plum app. The onboarding system consists of six steps, so customers can use the pension platform, consolidate their old pensions or start making automatic payments straightaway. According to Plum customers benefit from its smart saving algorithm designed to tuck away as...

June 10, 2021
News, Slider,
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May 2021
26May

Blockchain en el sector financiero latinoamericano

Por Latam Aproximadamente el 15% de las instituciones financieras de América Latina que participaron en el estudio utilizan soluciones blockchain como parte de sus procesos de negocio, mientras que en Fintech, este dato se eleva al 50%. Según el informe, 95% de todos los que participaron en la encuesta no utilizan blockchain actualmente, sin embargo afirmaron que si consideran integrar esta tecnología en el futuro. El informe reveló que sólo el 5% de las instituciones financieras que participaron en la encuesta, manifestaron...

May 26, 2021
Innovación, Libros, ,
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20May

Scaling Up Sustainable Investment through Blockchain-Based Project Bonds

By Yushi Chen, Ulrich Volz This paper explores options for mobilizing domestic savings through fintech solutions to scale up sustainable investment. Most developing and emerging economies face an urgent need to scale up sustainable finance for low-carbon and climate-resilient infrastructure investment, yet underdeveloped capital markets tend to inhibit domestic resource mobilization for infrastructure investment. At the same time, domestic savers in many developing and emerging economies face a scarcity of “safe” assets in the local currency, resulting in the exporting...

May 20, 2021
Articles, Investing, Savings, , , ,
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