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December 2023

UK. Govt urged to adopt new policies to take advantage of increased longevity

A new government should introduce a range of new policies on retirement, health and social care, to release a potential “longevity dividend” worth half a trillion pounds, as well as deliver a range of social benefits, according to the International Longevity Centre (ILC). Policies outlined in its new white paper include an auto-enrolment (AE) savings scheme to run alongside AE pensions, auto-escalation of minimum AE contributions, and ideas to help self-employed and gig economy workers save for retirement. Other ideas floated...

This is what Canada will look like in 20 years – are we ready for an aging population?

The rapid growth expected among Canada’s senior population in the coming years is one of the “most significant demographic trends” in the country’s history, says demographer Doug Norris. While this growth may present some challenges for younger generations, industry experts say it will also offer opportunities to pave the way for a better future. Residents aged 65 and older are part of the fastest-growing age group in Canada today, said Norris, who is chief demographer at Environics Analytics, a marketing...

The new longevity: Stanford center examines societal impacts of a population living longer

BY 2030, ONE in four Californians will be 60 years or older. By 2060, the percent of Californians in the 60+ age group will have increased three times faster than the total population. People are living longer than ever. Worldwide, the average life expectancy of a newborn has more than doubled since 1900, from 32 years to 71 years. Half of 5-year-olds in the United States today will likely live for 100 years or more. The Stanford Center on Longevity (SCL)’s mission is to...

Managing inflation expectations may be tougher in aging societies: Expert

Monetary policymakers in aging economies may be perceived to have a comparatively lesser influence on the public’s inflation expectations when compared to those in nations with a different age structure, according to a leading scholar in investor behavior. Speaking at the 2023 Annual Conference on Asia-Pacific Financial Markets (CAFM) held in Seoul on Friday to Saturday, Professor Stefan Nagel from the University of Chicago said that investors adjust their inflation expectations based on experience rather than the language of monetary...

US is not prepared to house a growing number of older Americans

As skyrocketing housing prices persist across the country, the resulting homelessness crisis is growing, and more Americans are in need of assistance. However, some industry experts have noted an uptick in the average age of unhoused populations. “It's very tough. Very tough. Not knowing where you're going to go at night is very tough. I can't even get stable work because you have to have a stable place,” said Latia Griffin, who is experiencing homelessness in Ohio. A recent report from Harvard University's...

Powerful Leaders are crying (literally) for women to have more babies

By Jessie Tu   North Korean leader Kim Jong Un is the latest male leader to address his country’s declining birth rate. Last Sunday, he spoke at the country’s first National Mothers Meeting in eleven years, encouraging North Korea’s women to have more babies. “Stopping the decline in birth rates and providing good childcare and education are all our family affairs that we should solve together with our mothers,” the 39-year old leader said in Pyongyang. He went on to say that women...

China’s Population Problem Worsens

If population issues were like steel production, China would be making all the right moves. A rise of 10% in steel production can be generated simply by a government decree. Unfortunately for China, the same top-down, party-directed steps that would generate that increase in steel is not likely to be the right approach to reversing the population decline, and might make the problem worse. The problem itself is not unique to China. Many other countries face the challenge of a...

The World’s Shrinking Birth Rate

Vox online reports that in the US, the birth rate has dropped almost twenty-three percent in the last fifteen years. Today, the average American woman has about one point six children, down from three in nineteen fifty, and significantly below the “replacement rate” of two point one children needed to sustain a stable population. In Italy, twelve people now die for every seven babies born. In South Korea, the birth rate is down to less than one child per...

The health status of the retirement-age population: a first approach

By Laura Crespo & Juan F. Jimeno Rationale The health of the population aged 55 to 69 influences their labour supply and retirement decisions. This article aims to document their health status, in Spain and in other European countries, drawing on data from the Survey on Health, Ageing and Retirement in Europe (SHARE). Takeaways •There are marked differences by gender in the health status of the Spanish population aged 65 to 69. Among women, 62.9% report chronic health problems, 30.1% mobility limitations and 32.1%...

November 2023

20 Countries With The Lowest Retirement Ages in The World

According to the World Health Organization, the population of individuals aged 65 or older will outnumber those under the age of 15 by 2024. In the case of the United States of America, every Baby Boomer will have turned 65 or older by 2030. Most of these Boomers will be using some sort of Medicare for health coverage, and 40 million are yet to sign up for it. Yet many others will also be receiving social security benefits. In line with several other nations grappling...