By Thinking Ahead Institute The global top 300 pension funds is an annual study conducted by the Thinking Ahead Institute, in conjunction with Pensions and Investments. The research highlights high-level trends in the pension fund industry and provides information on how the characteristics of these top funds have changed. Get the report here
By Salla Kalin, Antoine Levy & Mathilde Munoz This paper investigates whether and why pensioners move across borders in response to tax rate differentials. In 2013, retirees relocating to Portugal became eligible to a full tax exemption of foreign-source pensions. Contrary to the broadly held belief that seniors "age in place", we find substantial international mobility responses to the reform, concentrated among wealthy and educated pensioners in higher-tax origin countries. The implied migration elasticity of the stock of foreign pensioners...
By Ruotian Ti, Ximin Rong, Cheng Tao & Hui Zhao With the progressive aging of populations, the significance of long-term care (LTC) services in aging societies is growing. In this paper, we integrate LTC services with pensions, studying a stochastic model for a care-dependent target benefit pension (TBP) plan. The plan members' target benefit rates are set according to the care cost for three different health states, i.e., healthy, mildly disabled and severely disabled states. And the pension contributions reflect...
Por Gabriela Mendizábal Bermúdez El informe sobre seguridad social en México destaca una serie de avances y retrocesos significativos. Económicamente, se observa un aumento en los ingresos, impulsado por remesas y un crecimiento en la población económicamente activa. La reducción de la pobreza se atribuye, entre otros factores, al aumento del ingreso y del salario promedio, así como cambios demográficos. La SCJN reafirma el derecho a la pensión por jubilación y emite criterios sobre seguridad social, abriendo la puerta parala...
Por Amnistía Internacional El 2 de septiembre, el presidente Javier Milei vetó un proyecto de ley que había sido aprobado por el Congreso para mejorar las pensiones de las personas de edad avanzada, dada la gran pérdida de poder adquisitivo que han sufrido en los últimos meses. Instamos al Congreso a insistir en mejorar la ley como medida para garantizar un nivel de vida digno a las personas mayores. Fuente Amnesty.org
By Pensions Dashboards Programme This is the 9th Pensions Dashboards Programme (PDP) progress update report, covering our work to deliver the technical solution and facilitate connection to the dashboards ecosystem. It looks back at our achievements since October 2023, as well as looking ahead to our focus areas for the next 6 months. After a legal connection deadline of 31 October 2026 was set last year, the Department for Work and Pensions (DWP) has now published a revised staged timetable for...
By Denise Laroze, Gabriela Fajardo, Charles Noussair, Ximena Quintanilla, Paulina Granados, Pedro Vallette & Mauricio López-Tapia Deciding what to do with one's pension funds is a high-stakes, one-shot decision. Retirement schemes are often described in technical jargon that few people understand. We consider whether the learning process can be eased by providing information in video format (vs. the standard textual format) and by changes to the user interface of the websites on which individuals learn about their pension options. The...
By Nur Wardina Azhar This study explores the emerging field of sustainable personal finance, focusing on strategies for planning an eco-friendly financial future. As environmental concerns become increasingly urgent, individuals are seeking ways to align their financial decisions with sustainability goals. This research examines the integration of environmental, social, and governance (ESG) criteria into various aspects of personal financial planning, including budgeting, investing, risk management, and retirement planning. The study analyzes contemporary issues such as green investing, eco-friendly insurance options,...
By Issac Marcelin & Wei Sun The study develops a financial inclusion index comprising three dimensions: usage, barriers, and access to financial resources. It employs a Principal Component Analysis to determine the weights of each dimension. This index helps assess the impact of financial inclusion on various factors like ethnic groups, minorities, human capital, retirement, wealth outcomes, and mental well-being. Our research reveals new psychological and sociological impacts of accessing financial products. Households with higher financial inclusion scores are likelier...
The Treasury expects the new full state pension to be boosted above inflation by more than £400 a year in cash terms. The internal working calculations seen by the BBC reflect the near certainty that the state pension will be increased by average earnings figures released next week. This is due to the triple lock, which means the state pension increases every April by whatever number is highest out of inflation, the average UK wage increase, or 2.5%. The news comes as...
