April 2024
19Apr

The Importance of Reviewing the Pension Scheme in Albania. Benefits and Challenges of Applying for Private Pensions in Albania

By Valbona Cinaj  The pension system faces many problems and challenges. Social security in general is the system of social protection in Albania, as in other countries, is influenced by the country's economic power, labor market developments, demographic situation, employment situation and unemployment, GDP growth, macroeconomic stability, etc. These indicators will serve not only as a starting point for the analysis of the system, achievements, and problems, but also the level of these indicators will serve as a starting point...

April 19, 2024
Articles, System Characterization, , , ,
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19Apr

Strength in Diversity: What We Can Learn from BC’s Target-benefit Plans

By Barry Gros With the significant decline in single-employer defined-benefit (DB) pension plans in the private sector, it’s important to understand other alternatives. One such alternative is the target-benefit plan. The regulation of target-benefit plans (TBPs) in all provinces across Canada can be made more straightforward and effective using lessons learned from real-life experiences. With target-benefit plans currently being more prominent in the province of British Columbia than any other province, it is useful to take a closer look at these...

April 19, 2024
Articles, Savings, , ,
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19Apr

“Safe” Annuity Retirement Products and a Possible US Retirement Crisis

By Thomas E. Lambert & Christopher B. Tobe This paper examines a looming possible crisis in many Americans’ retirement plans due to the proliferation of annuity products in their retirement investment portfolios. As defined benefit pension plans have almost completely disappeared as a means of retirement savings and have been replaced by defined contribution retirement plans over the last 40 to 50 years, a great number of private and public sector defined contribution retirement plans have become laden with insurance...

April 19, 2024
Articles, Pension design, , ,
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17Apr

Fondo de pensiones para el bienestar

Por Centro de Investigación en Política Pública  Con el propósito de contribuir al debate público acerca de las implicaciones de la creación de un fondo de esta naturaleza para las finanzas públicas y los trabajadores mexicanos, el Instituto Mexicano para la Competitividad (IMCO) analizó el proyecto de dictamen de la iniciativa de reforma legal presentada por los diputados Mier y Cisneros. Fuente IMCO

April 17, 2024
Artículos, Suficiencia, , , ,
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12Apr

The Race/Ethnicity Gap in Retirement Plan Participation: More than Just Demographics

By David Blanchett American companies have been actively shifting away from defined benefit (DB) plans towards defined contribution (DC) plans for decades. This shift places more burden on workers to make decisions like whether to participate in the retirement plan, how much to save, and how to invest those savings. This analysis explores how participation in a workforce retirement plan varies by race and ethnicity leveraging data from the Annual Social and Economic Supplement (ASEC) to the 2023 Current Population...

April 12, 2024
Adequacy, Articles, , ,
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12Apr

Progress and priorities: reviewing sustainability in key pension systems

Pension funds are long-term investors and their ability to generate long-term returns relies on the performance of the markets and economies in which they invest. Because sustainability factors such as climate change and biodiversity loss threaten the performance of the markets and economies on which they rely for financial returns, pension funds have a responsibility to consider whether sustainability-related risks will inhibit their ability to protect long-term value and provide an adequate pension to their members or beneficiaries. Accordingly,...

April 12, 2024
Books, Books, System Sustainability, , , ,
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12Apr

Retirement insecurity 2024 americans’ views of retirement

By Dan Doonan & Kelly Kenneally T he ground is shifting when it comes to retirement. Most Americans are experiencing increased financial pressures "I am scared to be broke." Dream. Eighty-three percent of Americans say that all workers should have a pension so they can be and low levels of retirement savings. Amid growing concerns about Americans’ retirement readiness, policymakers recently enacted measures to help address the grave savings shortfall. On the federal level, Congress passed important retirement legislation in...

April 12, 2024
Books, Books, System Characterization, , ,
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12Apr

Latent Cumulative Disadvantage: US Immigrants’ Reversed Economic Assimilation in Later Life

By Leafia Z Ye One of the most salient findings in research on immigration has been that immigrants experience substantial economic mobility as they accumulate more years in the host-society labor force and eventually approach earnings parity with their native-born counterparts. However, we do not know whether this progress is sustained in retirement. In this paper, I develop a framework of Latent Cumulative (Dis)advantage and hypothesize that even as immigrants are approaching parity with the native-born in terms of current...

April 12, 2024
Articles, Labor Market, , , ,
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10Apr

Oportunidades y opciones para la creación de un sistema de pensiones no contributivo en Honduras

Por Manuel Delgado Chavarría  Uno de los objetivos centrales de los sistemas de pensiones es contribuir a prevenir y erradicar la pobreza en la vejez. En América Latina y el Caribe los sistemas de pensiones no contributivos han jugado un papel central en el avance hacia este objetivo. Este documento aborda el estado actual y los desafíos del sistema de pensiones en Honduras, incluidos los retos de cobertura y suficiencia de sus prestaciones. En atención a la mayoritaria proporción de...

April 10, 2024
Caracterización del Sistema, Libros, Libros, Reportes, , ,
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10Apr

Envejecer en el Lugar – Vejeces y Territorios con Sentido

Por Georgina Cárdenas Pérez & Gina Villagómez Valdés  Este proyecto editorial surgió después de tres años de trabajo colectivo producto de una estancia posdoctoral apoyada por Conahcyt. El tema central de la publicación es el fenómeno de envejecer en el lugar, una categoría de análisis joven en nuestros contextos, pero con mayor presencia en estudios realizados en países más envejecidos. La relevancia de establecer esta categoría como punto de partida radica en la necesidad de investigar y documentar las demandas...

April 10, 2024
Envejecimiento, Envejecimiento, Libros, Libros, Reportes, , ,
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