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September 2024

La sostenibilidad integral de las pensiones: un análisis cuantitativo

Por Daniel Pérez del Prado El presente estudio realiza un análisis cuantitativo acerca de la sostenibilidad integral de las pensiones, esto es, incluyendo no solamente la perspectiva financiera sino también la social, entendida como su adecuación y suficiencia. Para ello, se parte de la situación actual en que se encuentran las pensiones tras la crisis económica derivada de la pandemia para, a continuación, abordar los compromisos que en materia de pensiones ha adquirido España con la Unión Europea y analizar...

July 2024

Planeación financiera para el retiro desde la perspectiva de jóvenes universitarios

By Quetzalli Atlatenco Ibarra, María Teresa de la Garza Carranza & Eugenio Guzmán Soria Los jóvenes de hoy en día tendrán que afrontar mayores retos que sus antecesores en lo que respecta al financiamiento de su seguridad económica en la vejez. El objetivo de este trabajo es establecer la relación, desde la perspectiva de jóvenes universitarios, entre sus expectativas de planeación financiera para el retiro y las actitudes y creencias que las propician. Se empleó el método de ecuaciones estructurales para...

June 2024

Discrimination and Barriers to Well-Being: The State of the LGBTQI+ Community in 2022

By Caroline Medina & Lindsay Mahowald LGBTQI+ people and other “sexual and gender diverse”1 people experience structural and interpersonal discrimination that adversely affects their well-being and drives disparate outcomes across crucial areas of life.2 The current patchwork of nondiscrimination laws in states across the country and existing gaps in federal civil rights laws leave millions of LGBTQI+ people without protection from discrimination.3 The Biden-Harris administration, since the beginning of its tenure, has taken numerous actions across executive agencies to bolster nondiscrimination protections in...

Retirement Guide For LGBTQ Americans

By John Schmidt & Benjamin Curry Heterosexual Americans have historically made more on average than their LGBTQ+ counterparts. But some studies suggest that the income gap has disappeared. In recent years, gay men have been earning 10% more than straight men with similar education, experience, and job profiles. Same-sex married couples have a higher median household income than opposite-sex married couples, according to the U.S. Census Bureau data. But the issue is more nuanced than these broad statistics suggest. Source Forbes 

Educación financiera y la comunidad LGBTTTIQ+

Por Rodrigo Sánchez  Desde hace años el mes de junio se ha vuelto sinónimo de orgullo para la comunidad LGBTTTIQ+, y es que sobran razones para celebrar nuestra identidad, cultura y todos los logros en materia de derechos e inclusión para los millones de mexicanos que también jugamos parte esencial en esta sociedad. Pero existe un aspecto fundamental para la población LGBTTTIQ+ del que no se habla en ningún mes del año y que suele pasar desapercibido por la misma comunidad:...

LGBT Workers in the Labor Market

By Caroline Medina, Lindsay Mahowald & Rose Khattar The COVID-19 pandemic and ensuing economic crisis resulted in significant hardship for people across the country: Tens of millions of people lost their jobs, unemployment rates increased, and economic activity declined. To mitigate these economic impacts, federal policymakers enacted multiple relief bills, including the American Rescue Plan Act. These investments shortened the recession in the wake of the pandemic and have helped propel a historic economic recovery resulting in the most jobs...

Retirement Confidence Survey and the LGBTQ Community

By Craig Copeland (Employee Benefit Research Institute) & Lisa Greenwald (Greenwald Research) The Retirement Confidence Survey (RCS) was conducted for its 32nd year in 2022 to measure attitudes of American workers and retirees about issues surrounding retirement. For the first time, in 2022, the RCS included an oversample of LGBTQ Americans to allow for an analysis of the challenges that LGBTQ workers and retirees face in preparing for and living in retirement. Questions included in this year’s survey explore priorities...

Pioneering Safe & Inclusive LGBT Specific Retirement Accommodation. Exploring Models in the USA, UK, & Spain

By Liam Concannon With significant advances in equal rights for lesbians, gay men, bisexual and transgender (LGBT) citizens, achieved across the western world during the past few decades, one group that continues to be overlooked is LGBT elders. This article examines the unique discrimination and homophobia faced by older LGBT people living in nursing and residential care homes. It investigates ways in which these environments construct and perpetuate heteronormativity by addressing the needs of heterosexual residents, while at the same...

May 2024

Envejecer con orgullo: Las vejeces de varones homosexuales y bisexuales en Montevideo

Por Juan Martín Rosa La vejez es un tema que nos interpela en todos los sentidos. ¿Qué es ser viejo en el siglo XXI? ¿Cuáles son las miradas, los sentires de esta población desde la perspectiva LGBTIQ+? Estas personas que vivieron su adolescencia y juventud en dictadura, que creció y se desarrolló en un marco de terrorismo de Estado, donde todo era violencia, represión, miedo y castigo. ¿Cómo fue ese proceso? ¿Qué huellas dejaron en estas personas? ¿Cómo viven el presente y qué...

Encuesta de Medición de Capacidades Financieras: PERÚ 2022

Por Superintendencia de Banca, Seguros y AFP & Banco  La Encuesta Nacional de Capacidades Financieras 2022, que desarrollaron la Superintendencia de Banca, Seguros y AFP del Perú (SBS) y el Banco de Desarrollo de América Latina (CAF), tuvo como objetivo conocer los niveles de conocimientos, actitudes y comportamientos de los peruanos con relación a los temas financieros, para medir y comparar los niveles de educación y bienestar financiero. Se debe destacar que se trata de la tercera encuesta sobre educación...