2021 Archives - Page 58 of 177 - Pension Policy International

04OctOctober 4, 2021

How Technology Can Save the Global Pensions Industry

Technology continues to progress and change almost every aspect of our modern lives. The pensions industry has been subject to a great deal of change due to technological innovations. Interactive portals, modelling tools and blockchain technology mean that pension funds have an overwhelming variety of technology at their disposal. This has allowed individuals a greater level of control and overview of their pensions than ever before. Since technological advancement is showing no signs of slowing down, understanding its impact on...

October 4, 2021

News, Slider2021, ArtificialIntelligence, Global Pensions, PensionIndustry, Technology

04OctOctober 4, 2021

Many Americans are facing a retirement savings shortfall

A new survey says 40% of Americans actually fear retirement more than death. The study found 87% of people fear not having enough income in retirement. The second biggest fear is losing health insurance. A variety of factors are influencing these fears. Many Americans are facing retirement savings shortfall and more than half worry about the future of social security. When deciding to retire, one of the biggest factors to consider is if you have enough money saved. To sustain...

October 4, 2021

News, Slider2021, Americans, HealthInsurance, Retirement, savings, SocialSecurity, US

01OctOctober 1, 2021

Chile. Golpe de knockout al sistema de AFP en Chile

Aunque casi nadie lo dice abiertamente, el destino de las Administradoras de Fondos de Pensiones (AFP) en Chile parecen estar más cerca del fin que de alguna reforma cosmética para adaptarse a las demandas ciudadanas que las pusieron en el centro del Estallido Social iniciado en octubre de 2019 y que se ha traducido en tres retiros —cada uno con un tope del 10 por ciento— del dinero ahorrado para la vejez. Esta semana, con la aprobación en Diputados...

October 1, 2021

Noticias2021, Chile, Retiro de Fondos

01OctOctober 1, 2021

España. CEOMA reclama en el Día de los Mayores que la edad no sea “una barrera laboral”

Con motivo del Día Internacional de las Personas Mayores, que se celebra este 1 de octubre, la Confederación Española de Organizaciones de Mayores (CEOMA), como entidad de referencia en el mundo de las personas mayores, ha hecho público un comunicado en el que manifiesta que la edad no es una barrera en la vida y que no debe existir una obligatoriedad de jubilarse a una edad determinada. En este sentido, entiende que el Gobierno debe adoptar una serie de...

October 1, 2021

Noticias2021, Envejecimiento, España, Mercado

01OctOctober 1, 2021

These are the key differences between 401(k) and Roth IRA retirement plans

This story is part of CNBC Make It’s One-Minute Money Hacks series, which provides easy, straightforward tips and tricks to help you understand your finances and take control of your money. If you’re thinking about starting to save for retirement, chances are good that you are looking at both Roth IRA and 401(k) plans. Both offer tax benefits and can help you grow your wealth over time, but there are several key differences between the two. The biggest one? When...

October 1, 2021

News, Slider2021, 401k, Retirementplans, RothIra

Values at Work: Sustainable Investing and ESG Reporting

By Daniel C. Esty, Todd Cort Sustainable investing is a rapidly growing and evolving field. With investors expressing ever greater interest in environmental, social, and governance (ESG) metrics and reporting, companies face a sustainability imperative and the need to remake their business models to respond to an array of pressing issues including climate change, air and water pollution, racial justice, workplace diversity, economic inequality, privacy, corporate integrity, and good governance. From equities to fixed income and from private equity to...

October 1, 2021

Books, Investment2021, ESG, Pension Management, Sustainability

30SepSeptember 30, 2021

Do Tax Deferred Accounts Improve Lifecycle Savings? Experimental Evidence

By John Duffy, Yue Li Tax deferred accounts (TDAs) are an increasingly popular method of saving for retirement, and have become common across many developed countries. Nevertheless, it is unclear whether TDAs actually improve a household's lifecycle savings behavior and retirement preparedness because it is difficult to perform a counterfactual analysis. Households always have other means of savings so there is no guarantee that a TDA, with its inflexible restriction that funds cannot be drawn until retirement, will be attractive...

September 30, 2021

Articles, Pension design, Savings2021, Behavioral Economics, Taxation

30SepSeptember 30, 2021

Progressive Pensions as an Incentive for Labor Force Participation

By Fabian Kindermann, Veronika Pueschel In this paper, we challenge the conventional idea that an increase in the progressivity of old-age pensions unanimously distorts the labor supply decision of households. So far, the literature has argued that higher pension progressivity leads to more redistribution and insurance provision on the one hand, but increases implicit taxes and therefore distorts labor supply choices on the other. In contrast, we show that a well-designed reform of the pension system has the potential to...

September 30, 2021

Articles, Labor Market, Pension design2021, Income, Longevity, Taxation

30SepSeptember 30, 2021

Chile. Ley corta de pensiones: comisión aprueba ampliar más aún la cobertura del Pilar Solidario y que las AFP respondan por caídas de fondos

Con controversia partió la votación en particular de la ley corta de pensiones y la eliminación o restricción de exenciones tributarias para financiar mayores prestaciones estatales, luego de que la comisión de Trabajo de la Cámara aprobara una serie de indicaciones pese a la oposición del Ejecutivo. La primera enmienda validada por el grupo parlamentario fue la presentada por un conjunto de legisladores de oposición, que busca reducir desde 65 a 60 años la edad mínima para que las mujeres...

September 30, 2021

Noticias2021, Chile, COVID-19, Reforma de Pensiones

30SepSeptember 30, 2021

República Dominicana. Protestan con tambores frente al Congreso Nacional en rechazo al retiro 30 % fondos de pensiones

Decenas de personas, lideradas por la Central Nacional de Trabajadores Dominicanos (CNTD), protestaron por las inmediaciones del Centro de los Héroes, este miércoles, con tambores y vociferando consignas en rechazo a que sea autorizada, por ley, la entrega del 30 por ciento de los fondos de pensiones. El grupo, liderado por Jacobo Ramos, presidente de la Central Nacional de Trabajadores Dominicanos (CNTD), se apostó frente al Congreso Nacional y previamente frente a la sede del Ministerio de Trabajo. Al hablar con...

September 30, 2021

Noticias2021, COVID-19, República Dominicana, Retiro de Fondos

October 2021

How Technology Can Save the Global Pensions Industry

Many Americans are facing a retirement savings shortfall

Chile. Golpe de knockout al sistema de AFP en Chile

España. CEOMA reclama en el Día de los Mayores que la edad no sea “una barrera laboral”

These are the key differences between 401(k) and Roth IRA retirement plans

Values at Work: Sustainable Investing and ESG Reporting

September 2021

Do Tax Deferred Accounts Improve Lifecycle Savings? Experimental Evidence

Progressive Pensions as an Incentive for Labor Force Participation

Chile. Ley corta de pensiones: comisión aprueba ampliar más aún la cobertura del Pilar Solidario y que las AFP respondan por caídas de fondos

República Dominicana. Protestan con tambores frente al Congreso Nacional en rechazo al retiro 30 % fondos de pensiones