By Nur Wardina Azhar

This study explores the emerging field of sustainable personal finance, focusing on strategies for planning an eco-friendly financial future. As environmental concerns become increasingly urgent, individuals are seeking ways to align their financial decisions with sustainability goals. This research examines the integration of environmental, social, and governance (ESG) criteria into various aspects of personal financial planning, including budgeting, investing, risk management, and retirement planning. The study analyzes contemporary issues such as green investing, eco-friendly insurance options, and sustainable consumption patterns, providing a comprehensive framework for individuals to make financially sound and environmentally responsible choices. By investigating the challenges and opportunities in sustainable personal finance, this research offers practical insights for balancing economic well-being with ecological stewardship. The findings highlight the potential for individual financial decisions to contribute significantly to broader sustainability efforts, emphasizing the role of personal finance in addressing global environmental challenges. This study aims to equip readers with the knowledge and tools necessary to navigate the complex landscape of sustainable finance, ultimately promoting a more resilient and eco-conscious approach to personal financial management.

Source SSRN