Mobile Coverage and its Impact on Digital Financial Services
By Leon Perlman, Michael Wechsler
Digital Financial Services (DFS) is a relatively recent mobile-centric financial inclusion innovation in developing. Using ubiquitous mobile phones as the means of service access (primarily through 2G narrowband services, with broadband 3G and 4G potentially available). DFS provides the unbanked and underserved – many of whom live in rural areas – with access to basic financial services provided by banks and nonbanks such as mobile network operators and third party DFS providers (DFSPs). This paper takes an extensive look at how mobile coverage impacts provision of DFS in developing countries.
Source: Papers SSRN
