Disconnected: Reality vs. Perception in Retirement Planning
By Martha Deevy & Steve Vernon
This report examines potential interventions and messaging that can help pre-retirees and retirees plan ahead regarding important retirement decisions.
The widespread lack of forward-looking planning has vexed retirement planners and researchers for many years.
Many problems in later years could have been prevented with planning ahead. Too many people put off making important decisions, only to find themselves later in a serious crisis with limited options.
Our research identified interventions and messaging that could be used by practitioners and researchers to help people anticipate future challenges and be proactive to address these challenges. We hope that financial institutions, retirement advisors, human resources departments, organizations that serve seniors, researchers, and media outlets can use this research to help improve retirement outcomes.
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