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Determinantes macroeconómicos del saldo promedio de las cuentas de jubilación en México

Por Gerardo Angeles Castro, Lillian Marlen Centeno Cruz & Pilar Campo y Muñoz

El ahorro promedio para la jubilación en México es persistentemente bajo, las causas no son solo microeconómicas sino también macroeconómicas, estas últimas rara vez se han estudiado en la literatura para las economías emergentes. Este artículo tiene como objetivo explorar los determinantes macroeconómicos del ahorro promedio para la jubilación en México. Usamos series de tiempo en bases mensuales,de enero de 2009 a diciembre de 2020,y encontramos que la actividad económica, el mercado de valoresy los salarios promedio reales tienen un impacto positivo en el ahorro promediopara la jubilación, mientras que el empleo formal y la razónde dependencialo reducen. El impacto de la actividad económica se transmite a través

Fuente: Análisis Económico

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