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SpanishDefined ambition pensions – Have the Dutch found the golden mean for retirement savings?
By Erik Schouten & Thurstan Robinson
In February 2012, the UK minister for pensions proposed that companies should perhaps be able to provide a new type of pension – Defi ned Aspiration pensions or Defi ned Ambition (DA) pensions, as they are called in the Netherlands. In this article, we take a closer look at DA pensions, examining the Dutch experiences to date with the introduction of DA pensions . We look at what DA pensions have to offer employers and employees, and discuss whether DA pensions may provide a third way for pensions in the United Kingdom.
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