November 2026
03Nov

Climate risks ‘underestimated’ as pension schemes urged to boost resilience investment

Pension schemes should look beyond the transition to net zero and increase investment in climate adaptation, as concerns grow that mainstream economic models may underestimate climate change's financial impact, according to a report from Cushon and the University of Exeter. The joint white paper, Investing in Resilience: Unlocking Pension Capital for Climate Adaptation, warned that physical climate risks are already affecting UK assets, while a lack of investable opportunities and government support is limiting the deployment of pension capital into...

November 3, 2026
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03Nov

Canada. US equity concentration poses portfolio dilemma for pension plans

Canadian pension plan sponsors face a stark dilemma in their global equity allocations. While US tech earnings are the strongest in a generation, equity experts suggest the market concentration powering those returns is creating risks that are difficult to hedge and even harder to ignore. “It’s not a stock market, it’s a market of stocks. The exceptionalism doesn’t come from people’s view on US politics or US capitalism. It comes from their size in the capital markets and the ability...

November 3, 2026
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03Nov

Thailand ‘grew old before it grew rich’, economist warns as retirement gap widens

KKP’s Pipat Luengnaruemitchai says a shrinking workforce, thin pension coverage and rising longevity leave Thais to plan and invest for themselves. Thailand is ageing faster than its income can support, and most workers are unprepared for retirement, according to Dr Pipat Luengnaruemitchai, chief economist at Kiatnakin Phatra Financial Group (KKP). He urged individuals to take responsibility for their own financial planning. Speaking at a media briefing on Monday (November 2), Dr Pipat said about 24 per cent of Thais are already...

November 3, 2026
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03Nov

Nigeria’s N31.8tn pension assets must translate into retirement dignity according to Parthian Pensions

Nigeria’s pension industry may now manage more than N31.80 trillion in retirement assets, but the real test is whether those savings can provide retirees with a dignified life amid inflation, currency depreciation and rising living costs. At the Parthian Pensions Stakeholders’ Forum 2026, industry leaders argued that pension reform must go beyond growing assets and opening Retirement Savings Accounts to protecting the real value of workers’ lifelong savings and extending coverage to millions of Nigerians in the informal economy. Parthian Pensions...

November 3, 2026
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03Nov

US. Transamerica Institute’s CEO warns of a retirement ‘perfect storm’ as even affluent savers fall short of the $2.6 million goal

Affluent Americans now say they need $2.6 million to retire comfortably—a 26% jump from just a year ago—according to newly released HSBC research conducted by Ipsos, which surveyed investors with at least $100,000 in investable assets. But on average, they’ve saved only 52% of that goal, and no generation is fully on track. Baby boomers, closest to retirement, have reached 74% of their target, while millennials lag at just 42%. Uncertainty about the future of Social Security, persistent inflation, competing...

November 3, 2026
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03Nov

Vanguard Targets Retirement Investments with Growth Trusts

Vanguard has rolled out a new equity-based investment option for plans and participants that are seeking long-term growth potential. The asset manager has launched the Vanguard Target Retirement Growth Trusts, a target-date investment product that provides employees with retirement savings options through their employers. The new Growth series expands Vanguard’s target-date lineup by presenting collective investment trusts and funds that maintain an investment mix of diversified portfolios to equities as investors get closer to retirement. Through the Growth trusts, which are expected to...

November 3, 2026
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October 2026
30Oct

Still Working, No Longer Contributing: The Pension Gap for Latin America’s Over-50s

Latin Americans above the age of 50 largely continue working, but many shift to informal work. Low social security coverage and limited opportunities to save in informal work not only deepen economic vulnerabilities for these workers, but also threatens the sustainability of pension systems. A recent study from the International Federation of Pension Fund Administrators (FIAP) shows that while labour force participation for those aged 50-75 years declines between 5 and 15 percentage points, access to formal employment falls between...

October 30, 2026
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30Oct

UK. Industry raises concerns over Pension Tax Allowance and triple lock changes following Budget

The pensions industry has raised concerns over the government's new Pension Tax Allowance and changes to the state pension triple lock following yesterday's Autumn Budget, while welcoming measures to improve the treatment of pension death benefits and support guided retirement. Despite a relatively quiet Budget for private pensions, industry experts warned the new allowance could add complexity and potentially penalise pensioners with modest private savings, while questions remained about the long-term implications of the adjusted triple lock. Pension Tax Allowance One of...

October 30, 2026
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30Oct

Costa Rica Pension Overhaul Could Require 30 Years of Work Instead of 25

Workers in Costa Rica’s main public pension system could need five more years of contributions before they can retire, receive a smaller share of their salary once they do, and pay part of their pension toward health coverage, under 20 reform proposals now before a national dialogue convened by the Costa Rican Social Security Fund (CCSS). The technical panel on the Disability, Old Age and Death (IVM) regime held its opening session yesterday. Jaime Barrantes, the CCSS pensions manager, confirmed...

October 30, 2026
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29Oct

UK. CDC income uplift figures risk ‘oversimplifying’ retirement outcomes

Headline income uplifts from collective defined contribution (CDC) pension schemes risk oversimplifying potential benefits for members, as factors such as income certainty, flexibility and inheritance also need to be considered, Hymans Robertson has warned. In its latest paper, How much?! Looking beyond headline CDC uplifts, the consultancy argued that focusing on a single uplift figure could give a misleading picture of CDC's value compared with other retirement options, such as annuities and drawdown. The research suggested that CDC could deliver an...

October 29, 2026
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