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June 2024

LGBTQ+ people still face discrimination and economic inequality. These policies could help.

By Emma Ockerman LGBTQ+ people have long been subjected to economic inequality, including higher poverty rates, a greater likelihood of experiencing homelessness, and lower median earnings. Though economic policies that would broadly uplift low-income people and workers in the U.S. — including access to better-paying jobs, a higher minimum wage, paid family and medical leave, paid sick days, child-care support, and quality healthcare — would similarly benefit LGBTQ+ people who might lack such resources, experts and advocates say, LGBTQ+ people face the additional burden of...

LGBTQ Retirement Communities and Cities in the US

By Maureen Stanley In this article, we’ll discuss LGBTQ senior living options and essential questions to consider as you search for a place to spend your golden years. We’ll also detail LGBTQ-oriented retirement communities across the United States and top cities embracing LGBTQ elders. Source SeniorLiving

LGBT Workers in the Labor Market

By Caroline Medina, Lindsay Mahowald & Rose Khattar The COVID-19 pandemic and ensuing economic crisis resulted in significant hardship for people across the country: Tens of millions of people lost their jobs, unemployment rates increased, and economic activity declined. To mitigate these economic impacts, federal policymakers enacted multiple relief bills, including the American Rescue Plan Act. These investments shortened the recession in the wake of the pandemic and have helped propel a historic economic recovery resulting in the most jobs...

How planning for LGBT retirement differs

By UBS Wealth Management  The U.S. Supreme Court’s landmark decision on same-sex marriage in 2015 made marriage equality the law of the land, giving same-sex partners spousal inheritance rights, survivor social security, tax credits, second-parent adoption rights and other benefits accrued to married couples. Yet as momentous as that decision was, “the right to get married doesn’t fix all the other problems out there,” says David Mietty, Wealth Management Consultant at UBS. He notes, individuals may still encounter workplace and housing...

The Aging Experiences of LGBTQ Ethnic Minority Older Adults: A Systematic Review

By Jinwen Chen, Helen McLaren, Michelle Jones & Lida Shams In gerontological research and practice, an increasing amount of attention is being paid to lesbian, gay, bisexual, transgender, and queer (LGBTQ) older people and how their experiences differ from their heterosexual and cisgender counterparts. However, LGBTQ older adults themselves are not a homogenous group. Moreover, as the immigrant populations in industrialized nations age, the number of LGBTQ older adults from ethnic minority backgrounds will only grow. This systematic review hence...

Pioneering Safe & Inclusive LGBT Specific Retirement Accommodation. Exploring Models in the USA, UK, & Spain

By Liam Concannon With significant advances in equal rights for lesbians, gay men, bisexual and transgender (LGBT) citizens, achieved across the western world during the past few decades, one group that continues to be overlooked is LGBT elders. This article examines the unique discrimination and homophobia faced by older LGBT people living in nursing and residential care homes. It investigates ways in which these environments construct and perpetuate heteronormativity by addressing the needs of heterosexual residents, while at the same...

LGBTQ and finance

By Sanjukta Brahma, Konstantinos Gavriilidis, Vasileios Kallinterakis, Thanos Verousis & Mengyu Zhang Recent changes in workplace and corporate board diversity policies and a series of court rulings have signalled a fundamental change in the treatment of lesbian, gay, bisexual, transgender and queer (henceforth LGBTQ) people in the corporate world. In this paper, we survey the burgeoning literature on the role of sexual orientation in finance. Studies show that there is a positive relationship between the adoption of LGBTQ-friendly policies and...

A Wealth of Well-Being: A Holistic Approach to Behavioral Finance

By Meir Statman I often note that the biggest risks in life are not in the stock market. If you want real risk, I say, get married. And if you want more risk, have children. People laugh, because the point is obvious. Yet that point is regularly lost when we speak about financial well-being, neglecting life well-being. I was motivated to write my book, “A Wealth of Well-Being, by reflecting on my own financial and life well-being and those of...

Early-Life Circumstances and Racial Disparities in Cognition for Older Americans: The Importance of Educational Quality and Experiences

By Zhuoer Lin, Justin Ye, Heather Allore, Thomas M. Gill & Xi Chen Given the critical role of neurocognitive development in early life, this study assesses how racial differences in early-life circumstances are collectively and individually associated with racial disparities in late-life cognition. Leveraging uniquely rich information on life history from the U.S. Health and Retirement Study for non-Hispanic White (White) and non-Hispanic Black (Black) Americans 50 years or older, we employ the Blinder-Oaxaca method to decompose racial gaps in...

Protection of EU Consumers Vis – À – Vis Pension Products: the Dutch Case: Towards a New Regime

By Hans van Meerten The book is an extensive examination of the intersection between EU consumer protection laws and the Dutch pension system, particularly in light of the transition to a new pension regime. It contains lessons for a new EU consumer regime vs pension products. The Dutch reform is taken a a case study. The document advocates for a comprehensive review of the Dutch pension system and its alignment with EU consumer protection laws. It suggests that while the Dutch pension...