PEPP: Catalyst for Pension Innovation?
By Hans van Meerten & T.J.B. Hulshoff
In the past two decades, several traditional markets have been ‘disrupted’ by parties with new business concepts, new technology and, above all, a big focus on consumer experience. Music, video, books, taxi, hotels, banks, meal delivery; examples abound. Is the personal pension savings market up for grabs? If it is up to the EU, yes. Through new PEPP legislation. But will this actually happen? Are providers and consumers ready for this? And what problem are we aiming to solve with this And will PEPP solve this problem? This article addresses this. We also briefly outline the origins of PEPP. Then we want to clear up some common misunderstandings that stand in the way of the development of PEPP.
Source @Papers SSRN
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