Automatic enrolment: Qualitative research with small and micro employers
By Department for work & pensions
Legislative changes set out in the Pensions Acts 2007, 2008 (and updated as part of the Pensions Act 2011 and 2014) aim to increase private pension saving in the UK and reverse a long-term decline in pension participation rates. The reforms require employers to automatically enrol eligible workers into a qualifying workplace pension scheme and to make a minimum contribution. These employer duties are being introduced between October 2012 and February 2018, by which point all employers will have reached their staging date. In conjunction with the new automatic enrolment measures, the Department for Work and Pensions (DWP) commissioned the first automatic enrolment research study in 2012 with large employers, and subsequently a second study in 2014 with medium-sized employers.
The research detailed in this report is the third study, commissioned in 2016 and focusing on small and micro employers. The research team carried out face-to-face interviews with 70 employers who had completed automatic enrolment and 65 workers between October 2016 and February 2017, in order to collect qualitative information on their attitudes and experiences of the automatic enrolment process.
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