June 2023

A review of gender differences in retirement income

By Jennifer Curtin & Yanshu Huang  A research report prepared for the Commission for Financial Capability’s Review of Retirement Income Policy, July 2019. This review seeks to answer the following questions: How wide is the Gender Pension Gap in New Zealand? What is the coverage of KiwiSaver by gender? How does this compare with international trends? Is the Gender Pension Gap reducing (as gender pay gaps are) over time (drawing on both international and NZ data where available)? What accounts...

Understanding issues facing LGBT older adults

By Movement Advancement Project & Sage It is estimated that there are approximately 2.7 million LGBT adults aged 50 and older in the United States, 1.1 million of whom are 65 and older. Understanding Issues Facing LGBT Older Adults provides an overview of their unique needs and experiences so that service providers, advocates, the aging network, and policymakers can consider these factors when serving this population or passing laws that impact older adults and the LGBT community. Read book “here”

Sexual orientation and labor market outcomes

By Nick Drydakis  Currently, being gay or lesbian is illegal in almost 80 countries, meaning that 2.7 billion people live in countries where having a minority sexual orientation is a crime. Additionally, fewer than 20% of countries have adopted employment anti-discrimination laws to protect gay and lesbian employees. On average, Australia, Canada, the US, and the EU have the strongest protection of sexual orientation rights, including workplace anti-discrimination laws and some studies in these countries have examined labor market outcomes...

The Wage Gap Among LGBTQ+ Workers in the United States

By HRC Foundation  In an HRC Foundation analysis of nearly 7,000 full-time LGBTQ+ workers, median earnings were about $900 weekly, about 90% of the $1,001 median weekly wage a typical worker earns in the United States, as reported recently by the Bureau of Labor Statistics. Put another way, LGBTQ+ workers earn about 90 cents for every dollar that the typical worker earns. LGBTQ+ people of color, transgender women and men and non-binary individuals earn even less when compared to the...

Perspectiva de envejecimiento y vejez en personas lesbianas, gays, bisexuales, transgénero e intersexuales

Por Marlon Ricardo Acuña Rivera En la primera parte de este documento se presentan ocho historias de vida de personas mayores LGBTI. Tras un proceso de diálogo y concertación con personas y organizaciones sociales LGBTI de Bogotá, se contactaron personas lesbianas, gays, bisexuales, transgénero e intersexuales con 55 años de edad en adelante. Este criterio precisamente respondió a cuestionamientos relacionados con las características del envejecimiento de personas LGBTI, así como de los retos particulares de ser una persona mayor con...

Matrimonio igualitario y su efecto en el mercado laboral

Por Marco Antonio Gómez Lovera  A pesar de que en México (y en el mundo en general) existe hoy una mayor aceptación del matrimonio entre personas del mismo sexo, no contamos con fuentes confiables para mirar a la comunidad lgbt+ con fines estadísticos y de investigación. El autor de este texto aventura unos resultados preliminares sobre la relación entre el matrimonio igualitario y algunos aspectos laborales, como el salario y la seguridad social. A lo largo de las últimas dos décadas,...

U.S public pensions are building for the long-term. How pension plans are reacting after a year of shocks

By Ortec Finance U.S. public pension plans have been through a torrid year of investment volatility, rising inflation and increasing interest rates. The Federal Reserve has raised rates nine times in succession taking the rate to 5% - the highest since 2007 – while CPI inflation climbed as high as 9.1% in June 2022. The most recent figure of 4.9% for April is good news but many analysts still expect further Federal Reserve rate rises. The series of economic shocks helps explain...

Long-Term Care Equality Index 2023

By Kelley Robinson & Michael Adams The Long-Term Care Equality Index (LEI) is a program of SAGE and the Human Rights Campaign Foundation (HRCF). The goal of the LEI is to create a network of LTCCs across the country that are providing a welcoming home for older LGBTQ+ people. The Long-Term Care Equality Index 2023 represents the first validated survey on LGBTQ+ inclusion in long-term care and senior housing communities. The Human Rights Campaign Foundation and SAGE are excited to present...

LGBT Elders in a Post-Windsor World: The Promise and Limits of Marriage Equality

By Nancy J.Knauer This Article addresses the uncertain post-Windsor legal landscape from the perspective of LGBT elders and older adults. The demise of DOMA has enhanced access to federal benefits, but it has also increased the complexity that LGBT individuals and their families face as they begin to plan for retirement and beyond. Additionally, marriage equality — even when it is recognized nationwide — will not help LGBT elders and older adults tackle many of the obstacles they face when...

The Role of IRAs in US Households’ Saving for Retirement, 2022

By Sarah Holden & Daniel Schrass This paper presents survey results on the incidence of individual retirement account (IRA) ownership in the United States and the contribution, rollover, and withdrawal activity of IRA-owning households. IRAs play an important role in US households’ retirement saving: In mid-2022, more than four in 10 US households owned IRAs. Traditional IRAs were the most common type of IRA owned (31 percent of US households), followed by Roth IRAs and employer-sponsored IRAs. IRA-owning households often...