December 2024
06Dec

Nuevos viejos retos de los sistemas de pensiones mundiales

Los sistemas de pensiones a nivel mundial continúan enfrentando severos retos que hacen cada vez más complejo asegurar niveles adecuados o, por lo menos, dignos de tasa de reemplazo (la pensión esperada como porcentaje del último salario percibido), así como en capacidad de sostenimiento ante la vida esperada como pensionado. Por un lado, los factores relacionados con la transición demográfica que de por si se habían acelerado más allá de los previsto por la mayoría de los programas de pensiones...

December 6, 2024
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06Dec

Fondos de ahorro en una Afore aseguran rendimientos y estabilidad, dicen expertos

Las Administradoras de Fondos para el Retiro (Afores) son una herramienta clave para el ahorro a largo plazo, ofreciendo rendimientos superiores y estabilidad financiera, afirmó David Razú Aznar, director general de Afore XXI Banorte, durante el Foro Virtual de “Las “Pobres” Pensiones de Millenials y Centennials, ¿Cómo mejorar tu futuro?”. “Administramos no solo el ahorro voluntario, sino también el ahorro obligatorio. Eso nos permite tener portafolios mucho más sofisticados porque, con el tamaño de fondos que tenemos, se nos abren alternativas de inversión que no se le...

December 6, 2024
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06Dec

Latin America Lags in Establishing Sovereign Funds, Report Finds

A recent report from the International Forum of Sovereign Wealth Funds investigated why Latin America lags behind other emerging markets in developing sovereign wealth funds beyond stabilization funds. “It is striking that, in Latin America today, there are 12 sovereign wealth funds, nearly all of which are traditional stabilization funds,” the report stated. Unlike most sovereign wealth funds, stabilization funds can be drawn on by governments to reduce the impact of volatile revenue on the economy. Because the assets in the funds might...

December 6, 2024
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06Dec

UK. Pension issues for 2025

Commenting on what is top of his Christmas pension wish list and the year ahead, Paul Waters, Head of DC Markets, Hymans Robertson, says: “Top of my wish list for 2025 is that stage two of the Government’s Pensions Review will deliver a coherent long-term plan for addressing UK retirement savings adequacy. Ideally, this will include future state pension provision and will work for all members of society. Collective DC will feature prominently in 2025 and we are optimistic about...

December 6, 2024
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06Dec

Argentina. Pensioners the big losers in Milei’s world

 Alicia Ceresoli yearns for the smell of new leather shoes and her mouth waters when she imagines sinking her teeth into a succulent steak, two indulgences the 80-year-old Argentine can no longer afford. Pensioners have taken the most pain in a year of budget-slashing by maverick "anarcho-capitalist" President Javier Milei, whose austerity measures have tipped an additional five million people into poverty since he took power last year. In September he vetoed a law that increased pensions by eight percent --...

December 6, 2024
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06Dec

Czech Republic. Senate Approves Pension Reform Raising Retirement Age To 67

The Senate yesterday evening approved without changes a government pension reform that, among other things, raises the retirement age by two years to 67. The law was passed as expected, despite objections from the opposition and trade unions. Among the most controversial passages of the pension amendment is the coalition’s restriction on the number of workers in risky professions who should be entitled to an early pension without reduction. The reform will now be submitted for consideration by President Petr...

December 6, 2024
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05Dec

Denuncia diputado de Morena alza alarmante de retiro de fondos por desempleo

El diputado de Morena, Alejandro Carvajal Hidalgo, denunció un incremento alarmante en el retiro de fondos por desempleo de las Afores en los últimos meses. Denunció que ha surgido una modalidad en la que supuestos gestores y despachos ofrecen este trámite como un servicio al que las y los trabajadores pueden acceder, realizando una serie de movimientos fraudulentos para retirar hasta poco más de 28 mil pesos de su subcuenta Cesantía en Edad Avanzada y Vejez (RCV) “Registran al trabajador con tan solo un día de cotización en el Instituto...

December 5, 2024
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05Dec

“AFP no tienen culpa”: Administradoras aluden a puntos de la reforma que afectarían futuras pensiones

Diciembre será clave en el Congreso para saber cuál será el destino de la reforma de pensiones y si se destrabarán los nudos más críticos que quedan por delante. “Las AFP no tienen la culpa”. Con esas palabras, la presidenta de la Asociación de Administradoras de Fondos de Pensiones, Paulina Yazigi, blindó al sector de las críticas e insistió en que el 6% de cotización adicional que plantea la reforma debería ir a las cuentas individuales o, de lo contrario, “impactará a los futuros pensionados”. “Ser realistas” Más...

December 5, 2024
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05Dec

U.S. corporate pension funding surpluses rise in November — 3 reports

U.S. corporate pension funding ratios jumped in November thanks to positive market returns, according to three new reports. First, Wilshire Advisors estimated the aggregate funding ratio of U.S. corporate plans reached 103.5% as of Nov. 30, an increase of 1.4 percentage points above the 102.1% funding ratio estimated by the firm as of Oct. 31. “November’s increase in funded status was primarily driven by positive asset returns across most asset classes, with the FT Wilshire 5000 Index reaching an all-time high...

December 5, 2024
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05Dec

Pensions reform could unlock the UK economy

Make no mistake. Rachel Reeves’ maiden Budget was an assault on working people. The chancellor may not have directly hit people’s pay packets with an increase in income tax, national insurance or VAT, but families will see their living standards rise more slowly as a result. Businesses – the lifeblood of our economy – will invest less and charge consumers more. I’ll leave it there – for now. Enough has already been written about the Budget’s flaws and even though...

December 5, 2024
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