editor, Author at Pension Policy International

30MayMay 30, 2023

Perú. Reforma de sistema de pensiones: ¿Cuáles son las propuestas del Congreso y la asociación de AFPs?

La Asociación de las AFPs busca incrementar la cantidad de peruanos con una pensión mínima a futuro, así como aumentar la competencia entre las cuatro administradoras de fondos e incentivos al aporte del Estado. Para ello, se han presentado algunas propuestas la cuales llegan durante la vociferación de un sétimo retiro del fondo de pensiones de los actuales afiliados que significaría una salida de más de S/87 millones de los fondos del Estado. Reforma en el sistema de pensiones: propuesta...

May 30, 2023

NoticiasAdministración de Pensiones, Perú, Reforma de Pensiones

30MayMay 30, 2023

Chile. Sexto retiro de AFP: ¿Qué se debate este martes?

Fue a mediados de este mes que desde la Cámara de Diputados y Diputadas tomaron la determinación de fusionar los 10 proyectos presentados en torno a un nuevo retiro de fondos previsionales. Este martes 30 de mayo, desde las 15:00 horas, el proyecto que unifica todas las iniciativas en relación a este tema, volverá a ser discutido, regrsando a la Comisión de Constitución para un nuevo debate. ¿Qué ocurrirá este martes con respecto al sexto retiro? Cabe señalar que todas las iniciativas...

May 30, 2023

NoticiasChile, Retiro de Fondos

30MayMay 30, 2023

Industry Voice: Improving value in workplace DC pension schemes

A key component in value is offering properly diversified investments. If you compare the Local Government Pension Scheme (LGPS) and workplace DC schemes, both are funded UK occupational pension schemes with high numbers of active members but there is noticeable difference between their invested assets. Look at the range of funds offered by an LGPS pool such as Border to Coast and you will find both passive and active equity funds, corporate credit as well as a range of alternatives such...

May 30, 2023

NewsDefined Contribution, Investment, Occupational Pensions, UK

30MayMay 30, 2023

Goldman Sachs’s China dealmaker stops tapping US investors

The head of Goldman Sachs’s private equity business in Asia has said she has stopped trying to raise money in the US because of geopolitical tensions between Washington and Beijing. Stephanie Hui, who runs the Asia-Pacific private and growth equity arm of Goldman Sachs Asset Management, with investments that include deals in China, made the comments at a private equity conference in Hong Kong on Tuesday. “I’ve been asked to do observations of what we’re seeing in the marketplace . . . [one is] the...

May 30, 2023

NewsChina, Investment, US

30MayMay 30, 2023

Irak. IMF, National Board of Pensions discuss reform plans

The National Board of Pensions and the State Pension Fund discussed with the International Monetary Fund (IMF), in Amman, the administrative and financial reform plans of the National Board of Pensions, according to the Iraqi News Agency (INA). A statement issued by the National Board of Pensions mentioned that the IMF called for holding a meeting to discuss the progress made in retirement in Iraq and to review the plans of the National Board of Pensions in terms of administrative...

May 30, 2023

NewsIrak, Pension Reform

30MayMay 30, 2023

Ghana. Ministry of Finance holds financial literacy workshop for businesses

The Ministry of Finance, in collaboration with the World Bank, Bank of Ghana, and other financial institutions has held a financial literacy training workshop for businesses in Tamale. The workshop, which was under the National Financial Education Campaign Programme, sought to strengthen citizens’ financial capabilities and promote responsible financial behaviours. It was attended by industry players in the financial sector including representatives of the Securities and Exchange Commission, National Pensions Regulatory Authority, National Insurance Commission, and the Ghana Microfinance Institutions Network. Mr...

May 30, 2023

NewsFinancial Education, Ghana

30MayMay 30, 2023

Early pension bonanza hits Zambia’s finances

Zambia’s decision to allow citizens to cash out part of their pensions early is having an unintended consequence: it’s hitting a key source of government financing as the squeeze from a long-delayed debt restructuring continues to tighten. New legislation enabling people to access 20% of their pension savings has seen the National Pension Scheme Authority, or Napsa, so far pay out 5.8 billion kwacha ($300 million) since it was signed into law April 17, spokesman Cephas Sinyangwe said on state...

May 30, 2023

Newssavings, Withdrawals, Zambia

29MayMay 29, 2023

Finanzas personales sanas, el camino al retiro anticipado

El retiro y la independencia financiera son conceptos que siempre han sonado atractivos. Poder disfrutar el tiempo y enfocarse en lo que se quiere hacer por el resto de la vida es una de las grandes metas que se pueden llegar a tener, principalmente a temprana edad. Para alcanzar esta independencia financiera se debe tener muy claro que llevar finanzas sanas, tomar decisiones inteligentes y el ahorro generado durante la vida laboral, son los puntos principales.Con base en datos...

May 29, 2023

NoticiasAhorro, Edad de retiro, Mexico, Tasa de reemplazo

29MayMay 29, 2023

Baja tasa de aportación al sistema de pensiones en México afecta la calidad de las pensiones

El sistema de pensiones en México se enfrenta a desafíos significativos debido a la baja tasa de aportación de los trabajadores afiliados al Instituto Mexicano del Seguro Social (IMSS). Con una aportación promedio de apenas 6.5% del salario base de cotización (SBC), el nivel de contribución para el retiro en México es notablemente inferior al de otros países. La aportación para el retiro en el sistema de afiliados al IMSS es tripartita. El trabajador contribuye con el 1.125% del SBC, el...

May 29, 2023

NoticiasAhorro, Mexico, Tasa de reemplazo

29MayMay 29, 2023

The problem with UK government pressure on pension funds to diversify

UK politicians are urging the country’s pension funds to invest less in UK government bonds (Gilts) and more in riskier and complex assets including young UK companies, and infrastructure. Railpen’s John Greaves, head of investment strategy and research explains the various problems with the plan. The asset mix of closed defined benefit (DB) pension funds in the UK has been moving more into low risk assets like Gilts in recent decades as these schemes have matured. The sudden rise in government...

May 29, 2023

NewsInvestment, UK

May 2023