editor, Author at Pension Policy International

05FebFebruary 5, 2025

Pension funds must be invested beyond Ghana — Ecobank CIO

CHIEF Investment Officer for Wealth and Asset Management at Ecobank, Emmanuel Owusu, has called for room to enable pension fund managers to diversify their investment portfolios beyond the shores of the country. Consequently, he advocated a regulatory shift to allow pension fund managers to explore opportunities in international markets, arguing that diversification was crucial for long-term growth. He was speaking at the 3rd Annual Forecast Dinner and Charter Recognition Ceremony organised by CFA Society Ghana, which brought together financial experts, policymakers...

February 5, 2025

News, SliderGhana, Investment

05FebFebruary 5, 2025

UK. DWP Fraud Crackdown: Bank Data Access and Travel Monitoring Spark Debate

Wide-ranging new powers, including access to bank data and collaboration with outside organisations like airlines, are expected to be granted to the Department for Work and Pensions (DWP) in order to combat benefit fraud. Critics caution that these tactics could result in widespread surveillance and the degradation of civil freedoms, despite the government’s insistence that they target fraudsters. The Public Authorities (Fraud, Error and Recovery) measure is a new measure that aims to modernise the DWP’s information-gathering capabilities so that...

February 5, 2025

News, SliderRegulation, supervision, UK

05FebFebruary 5, 2025

Australia. SMSFA calls for urgent review of pension tax ruling

The SMSF Association has called on the government to urgently review Tax Ruling 2013/5A1, saying the commissioner’s view on when a pension ceases due to the failure to make minimum pension payments remains problematic. In a submission in collaboration with the joint bodies, the SMSFA said TR 2013/5 lacks clear legislative backing, and its reliance on regulation 1.06(9A) appears to be an overreach, adding unnecessary complexity without providing practical benefit. The addendum to TR2013/5 deals with when a superannuation income stream...

February 5, 2025

News, SliderAustralia, Regulation

04FebFebruary 4, 2025

Chile. Cadem: el 65% está de acuerdo con la aprobación de la reforma de pensiones

Luego de su aprobación en el Congreso, la reforma previsional se encuentra ad portas de ser ley. El próximo paso que debe sortear la iniciativa será la revisión del Tribunal Constitucional, que se estima debía finalizar en marzo. Luego se podrá promulgar y publicar en el Diario Oficial. Según la última encuesta Cadem, un 65% está de acuerdo con que el Congreso aprobó el proyecto de ley presentado por La Moneda. Mientras que un 30% de los encuestados está en desacuerdo. Entre los identificados con la derecha/centro derecha, 50% está...

February 4, 2025

NoticiasChile, Reforma de Pensiones

04FebFebruary 4, 2025

Perú. Retiro de CTS hasta diciembre del 2026: presentan nuevo proyecto para liberar el 100% de fondos

El retiro de la Compensación por Tiempo de Servicios (CTS) continúa en debate. El parlamentario Alfredo Pariona presentó un nuevo proyecto de ley que apunta a una nueva liberación del 100% del beneficio laboral que actúa como un fondo de ahorro obligatorio. Aunque su objetivo principal es mitigar el impacto financiero que puede surgir al quedar desempleado, el legislador considera necesario que se habilite otro desembolso hasta diciembre del 2026 ante el bajo crecimiento económico del país. De acuerdo al documento, que cuenta con...

February 4, 2025

NoticiasPerú, Retiro de Fondos

04FebFebruary 4, 2025

Movimiento FIRE: Un análisis realista a la independencia financiera

Desde hace algunos años uno de mis principales objetivos en la vida es llegar al retiro temprano. Ese punto donde no dependa de un salario, mis actividades (remuneradas o no) se enfoquen a la investigación, la docencia y a poner mi granito de arena para mejorar nuestro mundo. Donde mi patrimonio cubra mis necesidades y pueda dedicar mi tiempo a todo lo que me gusta y me apasiona, probablemente en algún poblado de la costa donde pueda sembrar alimentos...

February 4, 2025

NoticiasEdad de retiro, Longevidad, Riesgo, Suficiencia

04FebFebruary 4, 2025

Nuevo sistema de pensión en Colombia tendrá en cuenta beneficio clave por semanas cotizadas: De esto se trata

Las semanas para poder alcanzar una pensión en Colombia, y el mínimo de 1.300 para hombres y de 1.000 para mujeres, se mantienen como uno de los requisitos más importantes en el marco de la nueva ley. Dice la norma que los trabajadores que hagan parte del cambio verán la protección de los derechos adquiridos, entendiendo que estos serán los encargados de garantizar el tiempo cotizado para poder acceder a la mesada de jubilación. La pensión en Colombia por vejez se entregará...

February 4, 2025

NoticiasColombia, Reforma de Pensiones

04FebFebruary 4, 2025

UK. £35 million added to State Pension pots

Only two months left to boost State Pension by filling gaps in National Insurance records from 2006 onwards Since the launch of the digital service last April, 37,000 people have topped up more than 68,000 years, worth £35 million People wanting to maximise their State Pension by plugging gaps in their National Insurance record have contributed to a total of 68,673 years, worth £35 million, using the online service since April last year HM Revenue and Customs (HMRC) has...

February 4, 2025

News, Slidersavings, State Pensions, UK

04FebFebruary 4, 2025

Hong Kong. HSBC warning as thousands locked out of pensions with no access to savings

HSBC is refusing to transfer £978million in pension savings belonging to thousands of Hong Kong exiles who have fled to Britain. The FTSE 100 bank is withholding funds from tens of thousands of former Hong Kong residents who sought refuge in the UK following pro-democracy protests and the introduction of national security laws. The banking giant, which has its headquarters in London but maintains significant operations in China, claims legal barriers prevent it from releasing the pension funds to those who...

February 4, 2025

News, SliderHong Kong, Pension Payout, Regulation

04FebFebruary 4, 2025

Asset owners ‘increasingly aware’ of risks of biodiversity loss, report says

Close to two-thirds of asset owners are now incorporating nature and biodiversity into their sustainability strategies whilst a further one-fifth intend to do so, according to a survey by Pensions for Purpose, the UK-based industry body. The report was based on interviews with 20 asset owners and managers across the UK, Europe, Asia-Pacific, North America and Latin America. These included the Bedfordshire Pension Fund, Cambridge Associates, PGGM, JANA Investment Advisers and the Wiltshire Pension Fund. Asset owners are “at a critical point in...

February 4, 2025

News, SliderClimate crisis, ESG, Investment, Pension Management

February 2025