September 2024

España. Las jubilaciones anticipadas caen un 20% tras la reforma y ya son menos de un tercio de las nuevas pensiones

La primera parte de la reforma de las pensiones empieza a revelar el impacto de las medidas implantadas en su tercer año de funcionamiento. Es el caso del nuevo esquema de coeficientes reductores para la jubilación anticipada que entró en vigor en 2022 y que si bien sólo endureció los supuestos en los que se anticipa el retiro el máximo tiempo posible, entre los meses 24 y 23 en los que se aplican recortes de hasta el 21%, ha logrado que el uso...

US. House passes anti-ESG package of bills

House Republicans passed two pieces of anti-ESG legislation in just as many days, culminating in what the party has dubbed “woke week.” The topic is essentially a continuation of the GOP’s long-running anti-ESG campaign, which last year featured a handful of hearings and numerous bills during “ESG month.” This week’s bills, which seek to undo rules from the Securities and Exchange Commission, the Department of Labor and others, stand virtually no chance of passage in the Senate or of getting President Joe...

81% of Citizens Worldwide Believe That Funding Their Retirement Is Their Own Responsibility

Are You Unsure if You Can Retire? Don’t Worry, the Global Retirement Index (GRI) by Natixis IM Shows Stability in Retirement Conditions Worldwide According to the latest edition of the Global Retirement Index (GRI) from Natixis Investment Managers, retirement conditions remain stable globally. After nearly all developed countries improved their scores last year, the latest findings suggest that retirement remains secure. Countries that perform best in the GRI tend to show consistent results across all sub-indices, reflecting a stabilization of global retirement prospects. The...

Canada. PSP Investments’ green assets increased to $64.9BN in fiscal 2024: report

The Public Sector Pension Investment Board has $64.9 billion invested in green assets, compared to $48.9 billion in fiscal 2023, according to the investment organization’s latest sustainability report. It found in addition to green assets, PSP Investments has roughly $11.5 billion in transition assets, defined as investments that have committed to make a substantial contribution to the low-carbon transition through the establishment of public targets and disclosure. Among PSP Investments’ portfolio companies, reported Scope 1 and Scope 2 greenhouse gas emissions data...

México. Retiros por desempleo de las Afores caen 48% en agosto gracias a mecanismo de validación

En meses pasados, la Consar había identificado que algunos promotores de las Afores registraban a los trabajadores en el Seguro Social durante un día y con un salario superior al que realmente tenían, esto para elevar el monto del retiro. Los retiros por desempleo de las Administradoras de Fondos para el Retiro (Afores) cayeron 48.06% durante agosto del 2024, gracias al mecanismo de validación que implementó la Comisión Nacional del Sistema de Ahorro para el Retiro (Consar) a finales de...

Chile cae al nivel más bajo de nacimientos en América

Entre 2013 y 2023 los nacimientos bajaron 29% en Chile, para alcanzar una tasa de fecundidad de 1,17 hijos por mujer, lejos del 2,1 necesario para el recambio poblacional, según el Instituto Nacional de Estadísticas (INE). Según la División de población de Naciones Unidas, la fecundidad de Chile está debajo de países desarrollados como Italia, con una tasa de global de fecundidad (TGF) de 1,20; Japón y España, con 1,21. "Los cambios en torno a la reproducción en la sociedad chilena...

¿Bajar aportes a pensión y salud de algunos trabajadores en Colombia?: Esto le recomendaron al gobierno Petro

La OCDE, en un reciente informe sobre el comportamiento de la economía nacional, le recomendó al gobierno Petro la posibilidad de reducir los aportes a pensión y salud en Colombia que deben garantizar algunos trabajadores. De acuerdo con el documento, hay una serie de herramientas que pueden ponerse en práctica dentro del país con miras a seguir reduciendo los indicadores de pobreza. Uno de los pendientes más importantes en ese sentido, dice el informe, tiene en cuenta revisar los aportes a pensión y salud...

US. Less Than Half of Pre-Retirees Actively Saving for Retirement

Only 40% of pre-retirees—those between five and 10 years away from their desired retirement age—say they are financially preparing for retirement. This according to New York Life’s latest Wealth Watch survey, released Sept. 17, which found that American adults overwhelmingly report they are not financially preparing for major life events like purchasing a home, starting a family, changing careers, or retirement. The survey also found half of pre-retirees think they will retire later than expected, and 22% think they may never...

UK. NHS retirees with six-figure pensions double in a year

The number of retired NHS workers receiving pensions paying £100,000 has more than doubled in a year. Nearly 2,000 former consultants and senior staff now have pensions paying six-figures – up from 890 last year and 698 in 2022. Britain’s public sector pension debt has swollen to nearly £5 trillion, which is the equivalent of £173,000 per household. The NHS retirement plan, which is the nation’s largest public sector pension scheme, paid £12bn to its retirees in the 2023-2024 tax year, official documents show. Most...

US. New York City Pensions’ CIO Steven Meier discusses trustees’ attitudes to ESG

For Steven Meier, chief investment officer of the New York City public pension funds, finding alignment – particularly regarding ESG – among the trustees of the five pension plans he manages, is one of the key challenges he faces. The trustees of the five New York City public pension plans diverge in their attitudes to ESG, and one of the key challenges Meier faces is “finding consistency of thought” among these trustees, Meier said this week. Meier’s office manages the New...