Customize Consent Preferences

We use cookies to help you navigate efficiently and perform certain functions. You will find detailed information about all cookies under each consent category below.

The cookies that are categorized as "Necessary" are stored on your browser as they are essential for enabling the basic functionalities of the site. ... 

Always Active

Necessary cookies are required to enable the basic features of this site, such as providing secure log-in or adjusting your consent preferences. These cookies do not store any personally identifiable data.

No cookies to display.

Functional cookies help perform certain functionalities like sharing the content of the website on social media platforms, collecting feedback, and other third-party features.

No cookies to display.

Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics such as the number of visitors, bounce rate, traffic source, etc.

No cookies to display.

Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.

No cookies to display.

Advertisement cookies are used to provide visitors with customized advertisements based on the pages you visited previously and to analyze the effectiveness of the ad campaigns.

No cookies to display.

January 2025

¿Tu fondo de retiro debería incluir criptomonedas?

¿Te animarías a utilizar criptomonedas en tu fondo de retiro? En algunos países como Estados Unidos o Australia esta ya es una realidad. Desde sus inicios en 2009, las criptomonedas han dado de qué hablar por factores como el sistema, regulación, precios, volatilidad, fraudes y, ahora, su uso para incrementar el ahorro en un fondo de retiro. Aunque por el momento se ha descartado este tipo de aplicación en el mercado mexicano, hay otros países como Estados Unidos que están...

US. DOL Issues New Guidance Streamlining the Voluntary Fiduciary Correction Program

Seyfarth Synopsis: The Department of Labor (DOL) has issued a much awaited amendment to its Voluntary Fiduciary Correction Program (VFC Program). Notably, the amendment adds a self-correction feature for the delinquent transmittal of participant contributions and loan repayments under certain circumstances. This self-correction program allows plan fiduciaries, including plan sponsors, to correct these types of transactions without the additional hassle and expense of formally submitting an application with the DOL’s Employee Benefits Security Administration (EBSA) for approval and relief. Background The...

South Africans face the prospect of retiring at 80

Based on data from over 300 000 Sanlam Umbrella Fund members. While 65 remains the official retirement age, most South Africans will need to work until 80 before they can afford to retire comfortably. This is according to data from Sanlam Corporate, based on insights into its over 300 000 Sanlam Umbrella Fund members. The company’s research highlights a growing retirement funding crisis, with estimates that only one in four South Africans will be able to retire at 65. Sanlam Corporate CEO Kanyisa...

Iran’s Aging Population: A Looming Crisis

On January 28, the state-run website Eco Iran published a report titled “Iran’s Population Is Getting Older,” highlighting the significant demographic shifts in Iranian urban households over the past decade (2014–2024). The report reveals a troubling trend: the decline of the young population and the rapid aging of society, posing serious economic and social challenges. Demographic Shifts: A Declining Young Population A review of official statistics underscores a clear decline in the birth rate. The share of children under one year...

US. More than 4 in 5 retirement plans have at least one regulatory ‘red flag’ violation

More than 4 in 5 workplace retirement plans in the U.S. (84%) have at least one regulatory “red flag” violation that could put them at risk of fines, legal penalties or fiduciary failure, according to consultant Abernathy Daley 401k Consultants. Of the nearly 765,000 defined contribution plans analyzed, 43% had at least one “regulatory infraction red flag” or RIRF, the most severe type of violation that could result in civil legal penalties, discovery leading to trial, or both, Abernathy said. RIRF...

Chile. Acuerdo en reforma de pensiones: Comisión de Trabajo y Previsión Social aprobó idea de legislar

La Comisión de Trabajo y Previsión Social aprobó por unanimidad la idea de legislar del proyecto en segundo trámite que crea un nuevo Sistema Mixto de Pensiones y un Seguro Social en el pilar contributivo, mejora la Pensión Garantizada Universal y establece beneficios y modificaciones regulatorias. Ello, luego de varias jornadas de conversaciones y análisis que concluyeron con la presentación por parte del Ejecutivo de un paquete de indicaciones que permitieron destrabar la tramitación legislativa, generando un acuerdo entre los...

UK. What the bond market turmoil means for your mortgage, pension and savings

The bond market sell-off has revived fears about rising borrowing costs after the crisis that followed Liz Truss’s disastrous mini budget in 2022. However, experts are suggesting there is no need to panic. Here is what it may mean for mortgages, pensions and savings. Pensions If you are aged under 50 and are saving into a pension, it is unlikely any of your money will be in bonds. It is instead probably going into stock market-based investments, and any short-term fall...

December 2024

México. ¿Es viable pagar pensión a mexicanos en EU, como plantea Sheinbaum?

En Estados Unidos viven alrededor de 2 millones de migrantes mexicanos mayores de 65 años. La presidenta de México, Claudia Sheinbaum, anunció que su gobierno analiza la posibilidad de otorgar una pensión a todos los adultos mayores de 65 años que viven fuera de nuestro país, concretamente en Estados Unidos. Sin dar cifras de cuántos serían los beneficiados ni datos concretos sobre cuánto sería el monto de la pensión a otorgar en caso de que se concrete, ni los mecanismos para...

El país de Sudamérica con el mejor sistema de pensiones: supera a Uruguay y Brasil

El ranking de Mercer reveló las naciones de Sudamérica con mejores sistemas de pensiones. El primer lugar se compara con países como Bélgica y Canadá. El informe de Mercer CFA Institute Global Pension Index destaca a Chile como el país con el mejor sistema de pensiones en Sudamérica, superando a naciones como Uruguay, Brasil y Perú. Este análisis se basa en criterios de idoneidad, sostenibilidad e integridad. La jubilación es un momento crucial en la vida laboral de cualquier persona,...

U.K. Chancellor Rachel Reeves to delay second part of government pensions review

U.K. Chancellor of the Exchequer Rachel Reeves has delayed a critical second phase of a government review into the pensions sector, according to reports in the Financial Times. In July this year, Reeves had announced a pension review to “boost growth and make every part of Britain better off,” according to an official government release. The interim report of the first phase was published at a Mansion House event on November 14, with the second phase and publication of a...