Rethinking Retirement for Longer Lives With Fewer Safety Nets
Five days a week, Kim Moske makes a peanut butter and jelly sandwich and brown-bags it to work. “I’ve been doing that for 30 years and saving what I would have spent eating my lunch out someplace,” she said. “That’s added up to a lot of money, and truthfully, I don’t care what I eat for lunch.”
That is a small gesture, but it is indicative of the advantages of making daily choices to help save for a financially secure retirement.
Ms. Moske, 56, lives in Delaware, Ohio, and is a project manager for a small manufacturing firm. She expects to retire in six years. But it has not been all about homemade sandwiches: She started to save and invest in her late 20s.
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