Climate change. Wars. Overworking. Unnecessary meetings. And just flat out being broke. These are some of the reasons why millennials aren’t planning for much of a retirement. Twitter TWTR, -0.83% erupted with suggestions as to how this young generation could spend their old age, using the hashtag #millennialretirementplans, on Tuesday morning. More of the tweets were pessimistic, but some made light of their situations.

A few said they’d continue to live in their parents’ basements, while another person said she’d fund her retirement with Go Fund Me, a crowdsourcing website where people can ask others for donations. Someone else said she’d have enough experience to get an entry-level job by then. There were many tweets about health-care as a barrier to a good retirement.

One Twitter user said she’ll never retire because she needs her employer-sponsored health insurance to pay for the insulin she needs to “stay alive.” Another person said she could move to a country that provides basic health care to its citizens, which is not available in the U.S. (but has been discussed at length in the Democratic debates under “Medicare for All”). Someone else suggested they may die before age 40 because of medical complications uncared for because of expensive treatments.

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