There’s another option when the answer to ‘can I retire’ is ‘not yet’
It is pretty safe to assume that if you are reading this you have an interest in knowing whether you can retire now.
The question may have been thrust upon you by an employer who decided that your services were no longer required. Or maybe health issues forced you out of the workforce earlier than expected, or are making life unbearable while working.
You may badly want to retire. Yet when you face financial reality, the answer to the retirement question is a clear no.
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