India. Pension Scheme APY: Invest 210 Rupees Per Month To Earn A Pension of Rupees 5,000 Per Month

Rs. 5,000 per month. If that is the pension you desire after turning 60, you can take two routes – either invest Rs. 210 per month for 42 years or invest Rs. 1,454 per month for 20 years. Pension scheme APY or Atal Pension Yojana is a government-run scheme mainly focused on the unorganised sector employees. One can start investing in this pension scheme between 18 and 40 years of age to earn a fixed minimum monthly pension of Rs. 1,000, Rs. 2,000, Rs. 3,000, Rs. 4,000 or Rs. 5,000, depending on contribution and the age of subscriber. Starting at an early age minimises the contribution required to reach the desired minimum monthly pension under APY, thus maximising the pension benefit, say experts.

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