February 2021
19Feb

Late-career Unemployment Shocks, Pension Outcomes and Unemployment Insurance

By Samir Elsadek Mahmoudi In response to unemployment shocks, older workers deplete their 401(k)s, particularly after the waiving of the early withdrawal penalty on unemployment-motivated withdrawals at age 55. This paper shows that Unemployment Insurance (UI) keeps older workers from depleting their 401(k) assets following job losses. UI also incentivizes older unemployed workers to delay claiming their Social Security (SS) benefits beyond the earliest age of eligibility, 62. Overall, UI enhances the retirement income of the individuals having a history...

February 19, 2021
Aging, Articles, Labor Market, , ,
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January 2021

21Jan

Olivia S. Mitchell, PhD: Calibrating Retirement Planning with Current Conditions

By Olivia S. Mitchell In September 2020, Robert Powell, editor-in-chief of the Retirement Management Journal, Jason Fichtner, PhD, senior lecturer at the Johns Hopkins University; and Anna Rappaport, FSA, MAAA, chair of the Society of Actuaries Committee on Post-Retirement Needs and Risks, spoke with Mitchell about how longer lifespans and prolonged retirement periods are requiring adjustments to Social Security benefits, employee pension plans, and individual retirement savings. Source: SSRN

January 21, 2021
Adequacy, Aging, Articles, Pension design, , ,
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08Jan

Technology, Labour Market Institutions and Early Retirement: Evidence from Finland

By Naomitsu Yashiro, Tomi Kyyrä, Hyunjeong Hwang, Juha Tuomala There are two major barriers to increasing employment of older workers. First, older workers engaged in codifiable, routine tasks are particularly prone to the risk of being displaced by computers and robots. Second, several countries have in place various labour market institutions that encourage early retirement, such as exceptional entitlements or looser criteria for unemployment and disability benefits applied to older individuals. We present evidence that these two factors reinforce...

January 8, 2021
Aging, Articles, Labor Market,
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December 2020

23Dec

Understanding Debt in the Older Population

By Annamaria Lusardi, Olivia S. Mitchell, Noemi Oggero Poor financial capability can erode well-being in later life. To explore debt and debt management among older Americans, age 51-61, we designed and analyzed a new module in the 2018 Health and Retirement Study along with information from the 2018 National Financial Capability Study. Even though this group should be at the peak of their retirement savings, it nevertheless carries debt due to student loans and unpaid medical bills; having children...

December 23, 2020
Adequacy, Aging, Articles, , ,
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18Dec

Perspectives and Theories of Social Innovation for Ageing Population

By Andrzej Klimczuk, Łukasz Tomczyk In recent years we may observe increasing interest in the development of social innovation both regarding theory as well as the practice of responding to social problems and challenges. One of the crucial challenges at the beginning of the 21st century is population ageing. Various new and innovative initiatives, programs, schemes, and projects to respond to negative consequences of this demographic process are emerging around the world. However, social theories related to ageing are...

December 18, 2020
Aging, Articles, , , ,
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11Dec

Depopulation, Aging, and Living Environments: Learning from Social Capital and Mountainous Areas in Japan (Advances in Geographical and Environmental Sciences)

By Kenji Tsutsumi This book provides perspectives on depopulated areas and regional social capital from positivistic field surveys. Among the developed countries of the world, Japan has a very small amount of national land, with almost 70% of it being in mountainous locations. Concentration of populations and economic capital into large metropolitan areas along with many depopulated and population-aged regions in the mountainous parts can be seen in the country. A very clear regional disparity has arisen in Japan, especially...

December 11, 2020
Aging, Books,
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11Dec

Population Change and Public Policy

By Billystrom Jivetti, Md. Nazrul Hoque This book provides a solid empirical portrait based on the complexities of demographic components of population change. It describes recent innovations, trends, challenges and solutions to population change and public policy issues, such as but not limited to immigration, gender discrimination in the labor market, student housing, teen pregnancy programs, smoking and alcohol consumption, and environment and self-rated health. As such it provides an interesting platform for academics, researchers, policy makers, and...

December 11, 2020
Aging, Books,
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11Dec

The Age Profile of Life-Satisfaction after Age 65 in the U.S

By Péter Hudomiet, Susann Rohwedder Although income and wealth are frequently used as indicators of well-being, they are increasingly augmented with subjective measures such as life satisfaction to capture broader dimensions of individuals’ well-being. Based on data from large surveys of individuals, life satisfaction in cross-section increases with age beyond retirement into advanced old age. It may seem puzzling that average life satisfaction would be higher at older ages because older individuals are more likely to experience chronic or...

December 11, 2020
Adequacy, Aging, Articles, ,
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11Dec

Intergenerational Mobility of Health in India and Its Implications to Elderly Care

By E. Sownthara Rajan To understand the effect of education of children as an intervention to improve elderly health and suggest the sector of elderly who needs state support. This finding will help in locating a sector of elderly where the targeted geriatric care and elderly support can be provided. There is a prevalent conversation in academic literature about growing elderly population around the world which is estimated will be 22 per cent of the world population by 2050...

December 11, 2020
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November 2020

12Nov

Ageing and Digital Technology: Designing and Evaluating Emerging Technologies for Older Adults

By Barbara Barbosa Neves, Frank Vetere This book brings together Sociologists, Computer Scientists, Applied Scientists and Engineers to explore the design, implementation and evaluation of emerging technologies for older people. It offers an innovative and comprehensive overview, not only of the rapidly developing suite of current digital technologies and platforms, but also of perennial theoretical, methodological and ethical issues. As such, it offers support for researchers and professionals who are seeking to understand and/or promote technology use among...

November 12, 2020
Aging, Books,
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